Ideal Savings profile, discussions, and reviews

Website: https://idealsavings.ca
Headquarters: Winnipeg, Manitoba
Parent company: Carpathia Credit Union
Credit union? Yes
Available to Quebec residents? No
Founded in: 2016

Following Ideal Savings’ merger with Hubert Financial on June 10, 2024, we no longer update its savings account or GIC interest rates.

Savings account rate history

GIC rate history

Disclaimer: Although our best efforts are made, the information posted on this website is not guaranteed to be accurate. Please visit their website for authoritative information.

Latest discussions about Ideal Savings -- view all

Forum/Topic Started Last post Posts

Ideal Savings

Ideal Savings (Carpathia Credit Union) Merger Announced

September 27, 2022
6:10 am by
dougjp
View

July 18, 2024
1:26 pm by
everhopeful
View

17

Ideal Savings

Ideal Savings HISA rate 3.6%

October 1, 2023
12:15 pm by
rhvic
View

October 13, 2023
6:50 pm by
Doug
View

6

Ideal Savings

Ideal TFSA Rate Change

July 22, 2022
8:46 am by
dougjp
View

June 21, 2023
5:13 am by
hwyc
View

9

Ideal Savings

Ideal TFSA 1.76%

April 20, 2022
5:57 am by
hwyc
View

June 8, 2022
1:28 pm by
dougjp
View

5

Ideal Savings

Ideal rates drop Dec. 14

December 11, 2020
3:26 pm by
rhvic
View

December 17, 2020
4:53 pm by
hwyc
View

4

1 Review »

  1. Customer service: Rated 1 / 5 stars

    Account features: Rated 3 / 5 stars

    Interest rates (consistency and amount): Rated 4 / 5 stars

    Fees: Rated 4 / 5 stars

    Interface (online, telephone, in-person, etc.): Rated 2 / 5 stars

    How long have you banked with them?: new maybe

    Why do you bank with them?: ROI

    What do you like about this bank / credit union?: not sure

    What could be improved about this bank / credit union?: be more open and available

    General comments: Had a lot of trouble talking to a live person. If there is a problem or a perceived problem it is very difficult to talk to them. Very limited hours M-F like 8-4 if they actually give you the phone number of a live agent. the toll free number directs you to emailing them. I asked for a number but they just called me with no name no number showing. Finally after insisting they gave me the number with limited hours. Nothing like EQ that has 7 day live help and they offer their number up front. I had to ask a few times for the number so I could call them.

    Review by Bob — November 8, 2018 @ 7:09 pm

Submit a review

*** All fields are required ***

Please rate the following (5 is better; 1 is worse):

1 2 3 4 5 n/a

1 2 3 4 5 n/a

1 2 3 4 5 n/a

1 2 3 4 5 n/a

1 2 3 4 5 n/a

*
To prove you're a person (not a spam script), type the security word shown in the picture. Click on the picture to hear an audio file of the word.
Click to hear an audio file of the anti-spam word