8:00 pm
November 5, 2022
savemoresaveoften said
I will leave those out that are born with a silver spoon in their mouth. They have done nothing right or wrong to be in that position.
As for those who clearly can work but rather rely on the generous social welfare program, I will never agree with their choices. To me any free money being hand out is generous, as that money is funded by hard working Canadians who pay income tax while also have to pay for food and shelter and everything just like others.
It's not generous in Ontario anymore, a person cannot survive on it, unless they are living in someone's home, or in a tent. Come to think of it, maybe that is another reason tent cities are growing, as to get $733 a month is doable, as long as you have no rent to pay.
5:25 am
November 18, 2017
HermanH: you're trying to compare a maximally disabled person's rate in Ontario with an able-bodied person's in another province. The able-bodied rates cited are pretty close - roughly $750 monthly.
A maximally disabled person can't reasonably be expected to earn significant income if they can't work - especially if they have disability aids or services to pay for, too.
RetirEd
11:58 am
April 14, 2021
RetirEd said
HermanH: you're trying to compare a maximally disabled person's rate in Ontario with an able-bodied person's in another province. The able-bodied rates cited are pretty close - roughly $750 monthly.
You got a source for these different rates? I'd like to see the variance for myself. I've looked and couldn't find any specific reference.
4:35 am
November 18, 2017
I hope I've sorted out who's saying what. I've bolded the names to help. In addition, note the and not be eligible for an OAS pension
HermanH: Do you mean the variance between provinces or the variance between standard, partially disabled and maximally disabled? I live in BC, and have known and discussed finances with for some time:
-a blind person on income assistance (pensioner)
-an arthritically disabled person (pensioner)
-a seriously depressive sufferer (pensioner)
-a person with severe long COVID-19 (pensioner)
In every province that I've heard figures for (not all recent), disability status gets a person an extra stipend on top of regular social assistance benefits. I certainly can't search every province while on line tonight. But - where did you get your $750? I quote this from you and InterestThis:
HermanH said
InterestThis said
One interesting point that rarely gets made. People criticize the "generous welfare" program of $750 a month, which will not rent a room these days.[BACK TO HermanH]
Where are you getting those numbers?In Alberta, Assured Income for the Severely Handicapped (AISH) pays at least $1,837 monthly and you can get more.
https://www.springfinancial.ca/blog/save-invest/aish-payment-dates-canada
That page shows:
In order to start receiving AISH, you do have to meet the eligibility criteria. For starters, you have to be at least 18 years of age and not be eligible for an OAS pension. The applicants must also live in Alberta and be Canadian citizens or permanent residents. You can’t be in a correctional facility or some mental health facilities.
When it comes to medical criteria, you must have a condition that’s likely to be permanent. Your medical condition must also be the reason that you aren’t earning income. As for the financial side of things, all of the income and assets between you and your spouse are considered.
...
Living Allowance $1,863
Modified Living Allowance - Personal Allowance $357
Modified Living Allowance - Private Room $2,366
Modified Living Allowance - Shared Room $2,047
Modified Living Allowance - Standard Room $1,880
Child Allowance - First Dependent Child $222
Child Allowance - Additional Dependent Child $111
[BACK TO HermanH]
While you may not be living your 'best life', that amount will maintain basic survival; that means no drugs, alcohol, smoking, or gambling.
[BACK TO InterestThis]
Ontario max welfare rate is $733, and it says you can't have more than 10K in
https://www.ontario.ca/page/financial-assistance-ontario-works
https://www.ontario.ca/document/ontario-works-policy-directives/42-asset-limits
It's pretty clear that benefits for the handicapped and for those only financially handicapped are very distinct, and the tests and payments are complex. Severely disabled persons commonly also have extra expenses related to their disability or care. Persons on social assistance are in a completely different regime from those on disability benefits, and you are juggling apples and oranges.
I should mention that when disabled persons in BC reach pensionable age, their disability regime changes, they have to reapply and they often get less than when they were on EI disability or social benefits with disability.
In addition, as of last year at least, the spend-down of assets goes to a level par below $10K, but it may have changed.
I'm not disabled in any way, and my total benefits (pensions - I'm not on social assistance) don't come close to $1,837 monthly. My investments have to make up the rest.
RetirEd
7:20 am
April 27, 2017
This may explain some of the differences in perceptions.
Toronto is doing particularly poorly. Almost 1 in 10 is unemployed. Seasonally adjusted jobless rate jumped in November by almost a quarter. Annual growth in the number of jobless is 47% (121K people).
Canadian unemployment in general has been rising but its not as bad.
https://betterdwelling.com/torontos-jobless-population-hits-380k-back-to-pandemic-levels/
8:34 am
November 5, 2022
Disability and "welfare" are not the same.
In Ontario they did propaganda and rebranded it as "workfare" now they call it Ontario Works. So that is what used to be called welfare. They have kept it at a max of $733, that is the max, probably most get less? Obviously a person cannot survive on that.
Toronto has a massive underclass that no one talks about in the media, it could be 1/3 of the population, those folks are literally trying to survive on a monthly basis, now with over-crowded housing, and everything else. Many of these folks don't vote, and are under the radar. Anyone with eyeballs can see what is going on in the city.
These folks don't have mid 6-figure portfolios, so It's a permanent recession or worse for them.
12:19 pm
April 14, 2021
RetirEd said
In every province that I've heard figures for (not all recent), disability status gets a person an extra stipend on top of regular social assistance benefits. I certainly can't search every province while on line tonight. But - where did you get your $750? I quote this from you and InterestThis:
I saw the $750 figure mentioned by InterestThis and was curious from where it came. Looks like it was an Ontario source.
I am curious what the monthly welfare payments are for able-bodied 35 year-old Albertans.
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