Wyth Financial account opening procedure - my experience | Wyth Financial (formerly Concentra Bank) | Discussion forum

The new 1.55% rate caught my eyes so I decided to open an account there.
Some mentioned the app did not work before, but since their website recommend using the app to sign up, I did that. The below comments are based on the IOS app on an iphone 12.

The app worked fine and the flow is as follows:
1)fill in email and phone#, it then sends u time limit 6-digit code to ur email that you need to fill in to continue (this confirms ur email address)
2) choose your own password
3) the app then asked to take pictures of the front and back of your driver's license, which it uses to extract the name, address, birth date from it.
4) app took a selfie of urs, said need a photo ID with the application
5) fill in SIN and then the usual question if u are tax resident of US etc.

It then said application is under review and I will rec email within 3 business
days. It did not do the usual identity check (3 questions from transunion etc). Maybe it needs human intervention after all and why its not immediate. Or I was flagged for whatever reason haha. Also no mention of linking outside FIs either.

Took maybe 5mins total, the picture taken part does take a bit of time as after the picture is taken, it "thinks" for a bit.