18-month GIC rate change | Wyth Financial (formerly Concentra Bank) | Discussion forum

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18-month GIC rate change
February 10, 2022
9:37 am
hwyc
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First GIC rate change in 2022.

18-month 2.30% sf-smile

Refer to chart regarding other terms that match current leader in the category.

I am thinking better 1 yr term rates in general will come after next Bank of Canada rate review but I am already out of patience sf-confused

February 10, 2022
10:25 am
savemoresaveoften
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hwyc said
First GIC rate change in 2022.

18-month 2.30% sf-smile

Refer to chart regarding other terms that match current leader in the category.

I am thinking better 1 yr term rates in general will come after next Bank of Canada rate review but I am already out of patience sf-confused  

thats not a shabby rate for a 15months term regardless of how quickly BoC plan to raise rates.

February 10, 2022
1:07 pm
savemoresaveoften
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Am I wrong or blind that no where on Wyth webpage that I see an option to view any online account statements at all ??

February 10, 2022
4:12 pm
Norman1
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Wyth doesn't provide monthly statements for its HISA.

Instead, there are account summaries that one can download with the transactions and balances. A summary can be requested using "Download account summary" and specifying a date range.

It looks like individual transactions and account balances are deemed to be correct unless one objects within 30 days.

April 21, 2022
4:51 pm
hwyc
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Wyth 18m GIC now 3.30% sf-smile

... & there should be more 4% on the chart by this time tomorrow

June 16, 2022
2:35 pm
hwyc
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To be fair, Wyth 18m GIC is now 4.00% as well

June 16, 2022
7:28 pm
AllanB
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Their 2yr@4.30% is better deal. I'm not ready to lock yet.

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