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Targeted Offer - New Money from March 6, 2025
March 9, 2025
3:29 pm
Dean
Valhalla Mountains, British Columbia
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Dean said
.
Still nothing for us either. This is the second Tang special offer we've now missed out on, in a row. We must have somehow got into their Bad Books. They don't want our $$$ ... so be it. sf-smile

Oh well ... our SAs @ Oaken are still getting us 3.00%. Better that than Tang's 0.35% regular rate, any day.

C'est la vie ❗

    Dean
    CORRECTION ⬆

The regular rate on my Tang SA now shows @ 0.50%

Like WOW, eh sf-wink

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

March 9, 2025
10:11 pm
RetirEd
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Don't forget - Oaken's TFSA savings rate is 3.4%!

RetirEd

March 15, 2025
11:04 am
InterestThis
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Missed a promo so account was sitting at 0.30%, but called in and they were able to make a new decent offer over the phone for 90 days, after asking about how much would be transferred in, and looking at the account etc.
So worth a try.

March 16, 2025
10:59 am
suburbs4life
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InterestThis said
Missed a promo so account was sitting at 0.30%, but called in and they were able to make a new decent offer over the phone for 90 days, after asking about how much would be transferred in, and looking at the account etc.
So worth a try.  

Interesting to hear this. In the past, they never cared how much I brought over to give me ANY bonus rates when I never got an emailed bonus offer savings rate. For example, I called with a zero balance and said I would bring around 50K same day. They said no deal. Maybe too small to matter? I guess it's CSR dependant. What rate did they give you?

March 16, 2025
1:13 pm
InterestThis
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suburbs4life said
Interesting to hear this. In the past, they never cared how much I brought over to give me ANY bonus rates when I never got an emailed bonus offer savings rate. For example, I called with a zero balance and said I would bring around 50K same day. They said no deal. Maybe too small to matter? I guess it's CSR dependant. What rate did they give you?  

Initially they said there was no offer available, but asked in another way, and they looked into the account, and said 3% was on offer. But for sure its something automatic in the system, and not up to the CSR.
Random idea, if a person never gets offer, they could try contacting a manager or ombudsman or something in the bank?
But probably a moot point, since rates are looking to be low for years to come now due to Agent Orange damaging the economy.

March 16, 2025
2:03 pm
Dean
Valhalla Mountains, British Columbia
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.
"Agent Orange" ... I like that ... LOL sf-laugh

~ 46 months to go sf-embarassed

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

March 17, 2025
6:44 am
cgouimet
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Dean said
.
"Agent Orange" ... I like that ... LOL sf-laugh

~ 46 months to go sf-embarassed

    Dean

  

With a dash of Napalm ...

46 months too many ...

CGO
March 17, 2025
8:39 am
HermanH
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May only be about 20 months, more, if the mid-term elections manage to flip one of the houses in Nov 26. It would be nice to see someone throw sand or a monkey wrench into his gears.

March 18, 2025
11:45 am
InterestThis
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Agent Orange works on many levels, but one assumes rates for HISA's are going to hit rock bottom.
Warren Buffett moving to cash sure makes sense now.
“Only when the tide goes out do you learn who has been swimming naked."
-Warren Buffett

March 18, 2025
12:09 pm
HermanH
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With the jump in inflation from 1.9% to 2.6% in February, I wonder if that means the BoC rate will rise, once again. After all, CPI was the primary focus of all the previous inflation-fighting increases.

March 18, 2025
2:28 pm
InterestThis
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HermanH said
With the jump in inflation from 1.9% to 2.6% in February, I wonder if that means the BoC rate will rise, once again. After all, CPI was the primary focus of all the previous inflation-fighting increases.  

But, with the tariffs and economic contraction will probably have to keep interest rates low...stagflation. Although apparently, if it gets really bad they might hike interest rates?

March 18, 2025
2:56 pm
usephrase
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HermanH said
With the jump in inflation from 1.9% to 2.6% in February, I wonder if that means the BoC rate will rise, once again. After all, CPI was the primary focus of all the previous inflation-fighting increases.  

It seemed that the director at TD said the 2.6% inflation was caused by the HST waiver during the holiday.

March 22, 2025
10:41 am
zgic
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I think that was too aggressive a move to go from 5% to 2.75% in such a short time. I think they should have held it up at 3% for sometime to see the inflation. They battled it for so long to get the inflation down and then these moves?......BoC has only 1 mandate - Inflation.
Fed has 2.

April 12, 2025
7:03 am
bryguy
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I just logged into my Tangerine account and saw I received a 4.00% offer (balances as of April 2nd; offer from April 3rd to June 30th). This beats the 3.5% my wife had from Simplii (March 4th to June 30th) and the 1% bonus from Motive (on top of the current Savvy Savings account of 2.25% for a total of 3.25% as of today; minimum $10,000). I pulled out all my money in first week of March from Tangerine to put into the Simplii and Motive offers but will be putting it back in now.

April 12, 2025
7:17 am
UkrainianDude
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I got 4.15% till June 30.

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