Log In
Register
Home
Topic RSS
Facebook
Twitter
Email this6:01 pm
September 11, 2013
Offline
You can call them, tell them your money's leaving unless they have an offer for you, they may give you a retention offer. Then you can decide if you want to accept or not.
Or you can withdraw your money and just wait until you get the next general promo offer they're giving out, it could be in a few days or months or years, you never know. But those rates are usually higher than the retention offers they give you on the phone to keep your money there.
In my experience.
6:38 pm
April 14, 2021
Offline
zgic said
Can someone share their experiences about Tangerine, where they received a good offer before expiry of the current one. I did not get any such offer till date.Should I withdraw my funds right now?
Sometimes an offer is extended.
However, beware we personally were on a 5.5% offer when it expired at the end of Jan. I moved the funds, but had to leave $2500, since it was still on hold. I did not think much of it.
Lo and behold, a second 5.5% offer was given, but the date of the initial balance was different. In short, because I left $2500 in the account (I could have shifted it elsewhere), the money I am bringing back for the 5.5% Promo is only earning bonus rate on everything above $2500.
I'm double-sc*****
Save yourself some heartache and move the funds well before the end date. Don't be greedy over a few dollars more.
5:59 am
November 5, 2022
Offline
And if you forget to do things in time, at least you can move the money into the chequing account at the end date for that day.
Because sometimes an offer can come out backdated, and if you have a large balance then the offer is negated. Of course the chequing acct interest is basically zero.
All these banks do these promo's to make more profit of course, so its in their favour.
Similar to how they do low-rate balance transfers, they make a killing when people make a mistake.
3:54 pm
April 21, 2022
Offline
This offer originally came out in early February with an end date of June 30th. Today emails are being sent out with a 3 month extension offer until September 30th.
11:29 am
March 3, 2024
Offline
JohnnyCash said
This offer originally came out in early February with an end date of June 30th. Today emails are being sent out with a 3 month extension offer until September 30th.
I received the same email..
1:39 pm
April 15, 2015
Offline
Didn't get the extension. Money will be leaving end of the month.
11:06 am
December 18, 2018
Offline
Same here, no extension. Money is being transferred.
My last few offers came in 4 days after having expired. Usual annoying games from tangerine.
11:44 am
April 14, 2021
Offline
Nothing here, either. My money moved at 0000H.
1:36 pm
August 14, 2023
Offline
Also received the extension offer for new money as of Feb. 8. I doubt I will be accepting this offer since I had already moved most of my funds to a Brokerage the day before. Not going to be moving it back anytime soon.
Trader first, Saver second
1:58 pm
June 2, 2018
Offline
are the extensions for 5.5%
2:21 pm
February 7, 2019
Offline
TINAisOver said
Also received the extension offer for new money as of Feb. 8. I doubt I will be accepting this offer since I had already moved most of my funds to a Brokerage the day before. Not going to be moving it back anytime soon.
Feb 8?
| CGO |
2:57 pm
April 21, 2022
Offline
anitavirginia said
are the extensions for 5.5%
Yes, some folks were on a 5% offer, others 5.5%.
cgouimet said
Feb 8?
Yes, the original February offer had a snapshot date of the 8th.
4:22 pm
December 1, 2016
Offline
Yea, I didn't receive the last round of promo rate and had moved my money out months ago, hoping to get an offer in next few days to money back, otherwise, it will stay at Achieva!
5:19 pm
January 12, 2019
Offline
InterestThis said
And if you forget to do things in time, at least you can move the money into the chequing account at the end date for that day.
. . .
So moving $$$ from your Tang chequing account to your Tang SA is considered 'New' $$$, and qualifies for the new promo rate in the SA ?!
This is new to me. I thought in order to qualify for a new Tang promo rate, it was only for New $$$ in 'All' your Tang accounts.
Am I missing something ?
- Dean
" Live Long, Healthy ... And Prosper! "
5:50 pm
September 11, 2013
Offline
The t&c for the offer I'm on indicates only savings accounts are totaled to determine my starting balance, so chequing account excluded, and if I recall right all my offers have been like that. Check your t&c to be sure.
4:30 am
August 14, 2023
Offline
cgouimet said
Feb 8?
Yes . First received an email notification with this info June 27th:
On July 3, 2024, we’ll send an email with details about activating this new Savings offer.
Here’s what else you need to know:
•You’ll earn 5.50%* interest from July 1, 2024 until September 30, 2024
•This will apply to existing and new Tangerine Savings Account(s), including RSP, TFSA and US$
•This will apply to the new money you brought to your Account(s) since February 8, 2024
Trader first, Saver second
6:09 am
November 19, 2022
Offline
Got 5.5% today until September 30. Previous offer expired on June 30. Never got any offer emails. Current offer was in insights. I activated it and moved money back from tangerine checking account.
6:35 am
April 21, 2022
Offline
UkrainianDude said
Got 5.5% today until September 30. Previous offer expired on June 30. Never got any offer emails. Current offer was in insights. I activated it and moved money back from tangerine checking account.
The offer you received seems to be an extension offer, not a new offer. New offers are typically 5 months in duration, extensions are 3. It's not unheard of not to receive an email for the extension , yet have it popup in Insights.
By having moved your funds back from the chequing account, you will have lost a couple days of interest, a small price to pay in the event Tangerine had made you a longer 5 month new money offer instead.
6:57 am
February 7, 2019
Offline
Nothing for me at this point in Insights or email. My Feb 5.50% ended May 31. We're on spouse's May 5.75% thru Sep 30 for now.
| CGO |
9:11 am
November 19, 2022
Offline
JohnnyCash said
The offer you received seems to be an extension offer, not a new offer. New offers are typically 5 months in duration, extensions are 3. It's not unheard of not to receive an email for the extension , yet have it popup in Insights.
By having moved your funds back from the chequing account, you will have lost a couple days of interest, a small price to pay in the event Tangerine had made you a longer 5 month new money offer instead.
True, I was gonna give tangerine a few days before moving funds out to WS.
Please write your comments in the forum.