Tangerine - Two step authentication | Tangerine Bank | Discussion forum

I will sign up, I have a cell phone for texting only (deaf family member), costs me $5 + HST per month.

rhvic said
Tangerine wants me to enrol for two step authentication when logging into my account. Only one major problem - it involves them sending a code as a text message to my cell phone, and I am one of an estimated eleven people on Planet Earth not to have a cell phone. Thus, I will not be signing up for that 'feature'.  

I'm in the same boat as you.No cellphone & I don't need one.

Tang has me on voice recognition. You could try that as an alternative if needed, I suppose, but it doesn't get you online, only someone on the phone if you're lucky.

I do have a weighty cheap flip phone with larger keys due to my vision issue, rarely used. I have no idea if it does texting as I would not want to receive any,

But I find it hard to imagine I will ever do business with Tangerine again, so it doesn't matter to me.

rhvic said
Tangerine wants me to enrol for two step authentication when logging into my account. Only one major problem - it involves them sending a code as a text message to my cell phone, and I am one of an estimated eleven people on Planet Earth not to have a cell phone. Thus, I will not be signing up for that 'feature'.  

You could try this wi-fi phone connection service.

https://www.fongo.com/

I just put it on my emergency cell phone. I have no phone service, but it allows me to connect using any public wi-fi. It also give me a phone number and text service.

RetireEd, I heard exactly the same several years ago. Maybe it's an urban myth.

Rogers pay-as-you-go has an add-on (it's all I have), for $5/month you get 250 outgoing texts (way more than I need), unlimited incoming. As I use the phone for nothing else that's it for me. I put $100 +HST a year on my account, they take off $5 +HST per month and then about every 3 years I have enough carryover to skip a year's $100 payment. Easy, low tech.

RetirEd said
About two months ago, I saw a news piece warning that scamholes are targeting voice recognition in banking. It seems that the predators call and try to get you to say "yes" or "no" by asking for someone or whether they have a wrong number. They record the response, clip out the part they need and play it into the phone while the voice recognizer listens. Voice recognition, D.O.A.

Here's one of the references I find searching on DuckDuckGo today:

abcnews.go.com/Business/fcc-warns-consumers-phone-scam/story?id=46405703
RetirEd  

I appreciate the caution.
That ABC piece was in 2017. I remember when the issue came up back then. I think it had mostly to do with getting people to say yes when they had no intention of doing so, to get them to appear to agree to something.
With Tang, on the rare occasions when I have used it, the voice recognition thing doesn't kick in immediately. It takes perhaps a minute to recognize my voice, so I assume it is taking in more than just one word. I am asked to state my name, which I wouldn't normally do in a solicitation call (scam).

In any case, I'm not vulnerable to this because I don't answer the phone. This may sound weird, but we decided that, since I hate answering it and spouse is the opposite, that incoming calls will be forwarded to spouse's smartphone. The only calls I ever pick up are on my cell, which is not usually turned on, and only from spouse or someone designated by same. Nobody else has the number, and of course it is not listed anywhere that I know of. We do still have a land line, our choice, but it never rings. I can call out on it if needed, and the line is always available as everything else goes to spouse's cell.

However, most people don't function like us, and it's good to be wise to such scams.