12:33 pm
May 27, 2016
rqs said
By phone, was offered 3% for 180 days (expiring April/19). This replaced previous offer of 2.75% for 270 days (expiring Jan/19). Limit was also increased beyond $500K.
Me too. I turned them down.
I'm already getting 3.25% at DUCA until early December, and expect to have plenty of alternatives better than Tang's 3.00% offer if as or when it comes time to move
2:08 pm
June 15, 2016
rqs said
By phone, was offered 3% for 180 days (expiring April/19). This replaced previous offer of 2.75% for 270 days (expiring Jan/19). Limit was also increased beyond $500K.
Did they call on their own?
Or you only got the call after you called in to negotiate a better rate or threatened to move your money to RBC , DUCA or TD etc for 3 % or higher ?
5:22 pm
January 3, 2013
9:23 pm
June 8, 2016
Tangerine phoned this week, unsolicited, to offer me 3% on a one year GIC. Nope, not interested. Was questioned whether a higher rate for 1 year GIC would interest me, and what would I hope to get for a rate...said I still wasn't interested ( I did not suggest 3.25, 3.50 etc, just said not interested, and was not 'teased' with a rate above 3%.
Then CSR asked if I would be interested in 3% for 180 days, total balance, up to $500,000; I accepted.
I have a history of quarterly offers, new money only. In January I accepted a 5 month offer, 2.50%, until end of May. In early April, rec'd phone call, offering 2.75%, 270 days, which superceded previous offer; I accepted. Now, another phone call, with an offer superceding my 270 day offer...
So, long story shot, my offer was very similar to OP, but was also offered 1 year GIC firstly, before 3% 180 day offer. Dunno Tangerine strategy, that's for sure!
8:30 pm
June 3, 2015
Kidd said
bpwest said
Tangerine phoned this week, unsolicited, to offer me 3% on a one year GIC. Nope, not interested.I think i would take 3% on a one year GIC. No... i know that i would take 3% on a one year GIC.
I opened an account online with Meridian....took me all of 5 minutes, 3.25% 1 yr GIC and 3.15% savings account (6 months)
Tangerine....Canada's best bank. LBC.............Canada's 2nd best bank.
Hubert.....worst bank in Canada.
8:09 am
July 12, 2018
11:34 am
February 27, 2018
My current 2.5% promo was supposed to end on November 30th 2018. I called tangerine this morning and i had the promo offer extended for 6 more months at 3% on the entire balance, not just new money.
I was offered the 1 year gic at 3%. I mentioned meridian offering 3.25% on a 1 year gic, the girl stated that she could NOT match that offer.
Added edit...
the phone number i called is. 1 888 600 9890.
5:33 pm
October 21, 2013
6:03 am
December 17, 2016
SO ... according to this language the 3.00% interest rate is NOT guaranteed over the term ... is this now the new standard?
2. "Additional Interest" is 1.75%. Additional Interest is added to the applicable posted rate of interest listed on the Bank's website (the "Posted Rate") to calculate the total amount of interest payable under this Offer. (For example, if the Posted Rate were 1.05% and the Additional Interest were 0.45% then: Posted Rate of 1.05% + Additional Interest of 0.45% = Offer of 1.50%). Any change to the Posted Rate will result in a corresponding change to the Offer. Additional Interest and/or Posted Rates may change at any time without prior notice. Eligible Clients will receive the Offer in two separate interest payments, one based on the Posted Rate and a second based on the Additional Interest rate.
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