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Email this3:28 pm
July 28, 2016
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Got an email today ahead of the actual extension offer, it includes old money from May 6th. My current offer is ending on Sept 30th.
4:31 pm
April 2, 2023
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I got it too. They went as far back as May, which kind of limits the amount of "eligible deposits", at least in my case.
Promotional Interest is the interest earned on Eligible Deposits during the Promotion Period. “Eligible Deposits” for any day during the Promotion Period is the excess of (i) the sum of end-of-day balances in all Applicable Accounts per Applicable Account Type (excluding Promotional Interest) over (ii) the sum of end-of-day balances in all Applicable Accounts per Applicable Account Type as at May 6, 2024
5:06 pm
January 12, 2018
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Playing it many different ways it seems...here's what i got today.
"on October 2, 2024, we’ll send an email with details about activating this new Savings offer.
•
You’ll earn 3.75%* interest from October 1, 2024 until February 28, 2025
•
This will apply to existing and new Tangerine Savings Account(s), including RSP, TFSA and US$
•
This will apply to the new money you brought to your Account(s) since May 7, 2024
Remember to activate your special rate and keep your new deposits in place to make the most of your offer."
One of the worst offers I have rec'd from Tang.
5:21 pm
February 7, 2019
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Slybanking said
Got an email today ahead of the actual extension offer, it includes old money from May 6th. My current offer is ending on Sept 30th.
What I got "This will apply to the new money you brought to your Account(s) since May 7, 2024" actually works for me. My AA counts were at $1 3 days before and 3 days after may 7.
So, I may accept and see what happens
| CGO |
9:41 pm
August 4, 2010
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They seem to be giving various extension offers to people who have an existing offer expiring Sept 30 (where the "new money snapshot" was May 7). My existing rate was 5.75%, and they giving me an extension offer of 5.25% until Dec 31 (3 months), keeping that May 7 new money snapshot date.
Other people have been getting variations on the same extension with lower rates but for longer periods:
3.75% until Feb 28 (5 months)
4.50% until Feb 28 (5 months)
As always, Tangerine's lottery process is completely opaque. In my case I hadn't received any offers for a few years; my accounts were still open with a few dollars as I spend part of my year in a small town where the only ABM is a Scotiabank. I picked up a healthy chunk of their 6% GICs last fall, and this spring I got my first offer in a long time, that 5.75% until Sept 30 that they are now extending at 5.25% (for me).
It could be that part of their calculus includes knowledge of linked high-rate accounts like Wealthsimple or other guesses that lower rates might not get take-up, or size of business, past history, or phase of the moon - who knows.
12:58 am
February 7, 2019
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cgouimet said
What I got "This will apply to the new money you brought to your Account(s) since May 7, 2024" actually works for me. Our Accounts were at $1 3 days before and 3 days after may 7.
So, I may accept and see what happens
I went back through my records and this is simply a 5.25% offer that extends a 5.75% offer that expires on Sep 30 that applied to funds in excess of our May 6 balance. So 5.25% through the balance of the year is good to me ...
| CGO |
9:55 am
October 4, 2018
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On October 2, 2024, we’ll send an email with details about activating this new Savings offer.
Here’s what else you need to know:
You’ll earn 5.25%* interest from October 1, 2024 until December 31, 2024
This will apply to existing and new Tangerine Savings Account(s), including RSP, TFSA and US$
This will apply to the new money you brought to your Account(s) since July 4, 2024
Hi all,
I received this offer to my inbox yesterday from Tangerine. I'm currently on a 5.75% promotional interest rate until Monday September 30, 2024. So do I just keep my funds parked in Tangerine and not do anything but accept the new promotional offer of 5.25% until December 31st, 2024 once they send out the new offer? I moved in funds from Manulife Bank to Tangerine on Thursday August 8, 2024. So just to clarify the wording does that mean that all the current funds in my Tangerine Account will receive the new 5.25% promotional offer (once I accept it) until December 31st, 2024?
I am thinking of possibly moving funds over to Simplii Financial for the 5.50% promotional offer until November 15th, 2024 and then move it back to Tangerine on November 15th, 2024 or thereafter. Manulife Bank is also offering me a 5.15% promotional offer until December 6, 2024 but obviously the 5.15% promotional offer is not as good. As you guys know and love, it's always good to have options though!
Thank you and kind regards,
TD
10:09 am
April 21, 2022
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Top Dogg said
This will apply to the new money you brought to your Account(s) since July 4, 2024
So just to clarify the wording does that mean that all the current funds in my Tangerine Account will receive the new 5.25% promotional offer (once I accept it) until December 31st, 2024?
TD
Anything over and above your snapshot end of day account balance on July 4 is eligible for the promotional offer.
10:27 am
October 4, 2018
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JohnnyCash said
Anything over and above your snapshot end of day account balance on July 4 is eligible for the promotional offer.
JohnnyCash,
Thanks for the heads up. So I guess I just have to do nothing but accept the new offer once I receive it.
TD
11:16 am
April 21, 2022
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Top Dogg said
JohnnyCash,
Thanks for the heads up. So I guess I just have to do nothing but accept the new offer once I receive it.
TD
One thought though, you may find your offer may arrive in Insights before you receive the email.
5:32 pm
October 4, 2018
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JohnnyCash said
One thought though, you may find your offer may arrive in Insights before you receive the email.
Thanks for the heads up on that. I will definitely keep an eye our for it in the coming days.
5:42 pm
November 19, 2022
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You’re now earning a 5.50% interest rate until September 30, 2024.*
My current offer expires soon.
I already pulled money out to WS to get their 1% offer plus 3.75% (plus another 0.5% ) they are paying at the moment.
I didn’t get any emails or notifications from Tangerine which makes this decision even easier.
6:37 pm
November 5, 2022
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Looks like Tang are offering some a bit higher rate so they don't jump to Simplii or others.
12:36 am
June 15, 2016
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Slybanking said
Got an email today ahead of the actual extension offer, it includes old money from May 6th. My current offer is ending on Sept 30th.
I got it too. But mine is till December 31 and not December 1 like you. Or is that a typo by you & you meant December 31 & not December 1.
------------:--:---------
I had the 5.75% new deposit offer from May, 2024 to September 30, 2024. Offer is expiring in a few days.
Got an email yesterday extending the offer from October 1, 2024 to December 31, 2024.
But now the extension is for 5.25% instead of 5.75%.
BOC rates have gone down, so not surprised Tangerine is reducing it's offers too. Good I got the offer, otherwise I was planning to move all the money out on September 30.
------
XXXXXX, on October 2, 2024, we’ll send an email with details about activating this new Savings offer.
Here’s what else you need to know:
You’ll earn 5.25%* interest from October 1, 2024 until December 31, 2024
This will apply to existing and new Tangerine Savings Account(s), including RSP, TFSA and US$
This will apply to the new money you brought to your Account(s) since May 7, 2024
Remember to activate your special rate and keep your new deposits in place to make the most of your offer.
7:29 am
July 28, 2016
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rfdm4g4g9 said
I got it too. But mine is till December 31 and not December 1 like you. Or is that a typo by you & you meant December 31 & not December 1.
------------:--:---------
I had the 5.75% new deposit offer from May, 2024 to September 30, 2024. Offer is expiring in a few days.Got an email yesterday extending the offer from October 1, 2024 to December 31, 2024.
But now the extension is for 5.25% instead of 5.75%.
BOC rates have gone down, so not surprised Tangerine is reducing it's offers too. Good I got the offer, otherwise I was planning to move all the money out on September 30.
------
XXXXXX, on October 2, 2024, we’ll send an email with details about activating this new Savings offer.
Here’s what else you need to know:You’ll earn 5.25%* interest from October 1, 2024 until December 31, 2024
This will apply to existing and new Tangerine Savings Account(s), including RSP, TFSA and US$
This will apply to the new money you brought to your Account(s) since May 7, 2024
Remember to activate your special rate and keep your new deposits in place to make the most of your offer.
Yes, you are correct, my offer is good till Dec. 31st. It was a typo.
12:10 pm
February 14, 2023
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My current offer is ending on Sept 30th, today. Have not rec’d new offer yet, hopefully will get a decent extension rate.
7:28 am
February 14, 2023
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kesa said
My current offer is ending on Sept 30th, today. Have not rec’d new offer yet, hopefully will get a decent extension rate.
Was offered 3.9% for 90d by CSR. bye.
3:48 am
February 7, 2019
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No email yet but the offer is now in Insights.
| CGO |
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