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Tangerine 5.0% to Feb 28
December 4, 2024
9:17 am
mustang
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When logging in today, surprised to see 5.0% off from Dec 4 to Feb 28
Both spouse and myself had been receiving offers regularly, simultaneously
This last time, I did not get an offer-- she did. (Nov 5 - Jan 31)

December 4, 2024
2:17 pm
musicalmaestro
Ottawa
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I'm being offered 5.20%
Not bad

December 4, 2024
3:17 pm
InterestThis
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They are trying to match the Simplii offer timeline.

December 4, 2024
3:56 pm
rk
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musicalmaestro said
I'm being offered 5.20%
Not bad  

Same here. I have accepted the 5.2% until Feb. 28

December 6, 2024
6:20 am
usephrase
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It seemed a few people received Tangerine rate promotion now. I did not receive.
Tangerine may have a gap for the next promotion. For example, I did not have a promotion in August 2024.
I can not wait anymore, I will move my money to TD Direct Investing next Monday before BOC cut rate on Dec 11 in order to lock in the current rate, I plan to buy 1 year cashable GIC at TD DI.
Simplii offered me 3.5%, too lower.

usephrase

December 9, 2024
1:09 pm
usephrase
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Caution: Bank of Canada expected to cut rate by 0.5% on Dec 11. All banks will follow and cut rates,

usephrase

December 10, 2024
1:25 pm
rhvic
Victoria, BC
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I had received no offers this time around. I called Tang saying I would move my money out if they did not offer me something - so they gave me 4.2% for 120 days, on existing funds. Better than nothing, and certainly better than the 0.30% they have normally.

December 10, 2024
1:33 pm
usephrase
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rhvic said
I had received no offers this time around. I called Tang saying I would move my money out if they did not offer me something - so they gave me 4.2% for 120 days, on existing funds. Better than nothing, and certainly better than the 0.30% they have normally.  

I called before my previous offer expired, they offered me 3.75%, i rejected. now, no offer for me.

usephrase

December 10, 2024
3:35 pm
Dennis
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Mine is 3.5%. Useless. I have regular 3.75% elsewhere.

December 10, 2024
6:04 pm
suburbs4life
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Dennis said
Mine is 3.5%. Useless. I have regular 3.75% elsewhere.  

Until tomorrow when BoC cuts the lending rate and wealthsimple drops their premium Cash rate of 3.75%? I have that wealthsimple rate which I fear will drop tomorrow night.

February 7, 2025
6:50 am
bryguy
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I just finished a rate offer from Tangerine on Jan 31st but have not received a new rate offer yet (as of Feb 7th). Has anyone received or heard of new rate offers starting this month (February, 2025) from Tangerine??

February 7, 2025
9:58 am
ponyFlower
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I had the same experience. I called them, and they said they couldn't do anything for me. Then I mentioned that I was thinking of moving the money I had just taken out back in, and they told me I could get 3.8% for 90 days. Given the current rate environment, that's not too bad

February 7, 2025
11:31 am
Bill
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I don't do it but if I was going to call them and ask for a promo rate I'd definitely first tell them how much money would be coming in with an acceptable rate offer.

February 7, 2025
2:39 pm
BillieBob
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It appears that both my partner and I have no longer made the cut to receive Bonus offers. We were lucky enough to have had a continuous run of Bonus Offers and Extensions from September 2023 to the end of January this year.

February 7, 2025
3:50 pm
davidgeorge
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I received the following offer yesterday:

Earn your 3.25% interest rate until April 30, 2025 on new deposits.

February 7, 2025
5:11 pm
bryguy
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Interesting. I am in the same situation - have received a string of 5 consecutive offers from Tangerine (July 2023 to January 2025) but now nothing. I usually put in around $40k for each offer. I received a phone call from Motive a few weeks ago offering a bonus 1% on top of their current 2.75% Savvy Savings account for 120 days (need to deposit at least $10,000 by February 14, 2025). Motive is also offering a 2% bonus for new customers. So now that looks like what I will do with Motive - 3.75% offer for 120 days; the 2.75% can change of course and likely will - downwards 🙁

February 7, 2025
7:34 pm
mustang
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Same story for us
Almost continuous offers for the last 18 months or so
But, alas, nada since the Jan 31 offer expired

February 8, 2025
1:06 am
thegov
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bryguy said
I just finished a rate offer from Tangerine on Jan 31st but have not received a new rate offer yet (as of Feb 7th). Has anyone received or heard of new rate offers starting this month (February, 2025) from Tangerine??  

Look in the current offers thread (near the end)
https://www.highinterestsavings.ca/forum/tangerine-bank/tang-3-35/

February 8, 2025
5:44 pm
suburbs4life
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Yeah same here. Had rolling promo offers every 3 months between my wife and I. Annnnd now crickets when my Jan 31 5% rate expired. My wife’s promo ends at the end of Feb if no further tang offers may have to use wealthsimple. 3% isn’t terrible and sure beats 0.3%

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