Tangerine 4.75% Promo | Tangerine Bank | Discussion forum

They're just updating the dates. I wouldn't call it the January offer. These are the same terms many of us already received effective December 1st. We received the offer as an unsolicited offer (i.e., not a retention offer) from Tangerine, but yes, that is my understanding is it's an entire balance offer.

For me, I have most of my non-registered savings in the Tangerine 4.75% entire balance offer (December 1, 2022-March 31, 2023), and the remainder of cash in non-registered and registered accounts in a BNS ISA (4.25%).

Cheers,
Doug

I don't see any explicit reference to USD account. Just says "on all of your eligible account"-- without defining "eligible", as far as I can see, anyway
I'd be inclined to speculate that it does NOT include USD, since they usually mention that explicitly, when they do
I guess have to wait for the Jan 5 email, to know
But, I'll be pulling my USD out, prior to our existing 4.3% offer on Dec 31

BK said
Does "The 4.75% promotional interest rate (the “Promotional Interest Rate”) is valid from January 5, 2023 to May 31, 2023 (the “Promotion Period”)" mean that if you keep your balance from Dec. 31, 2022 that you only earn 0.01% interest for the 5 days leading up to January 5, 2023.

The offer is a new offer that starts January 5 and not an extension of a previous offer that was to end December 31.

So, one will earn only regular interest after the end of any previous offer until January 5.

It seems they offer a myriad of promos. Can't make any assumption that one is the same as another, need to check all the details

I don't think it hurts to clean out the balance.

mustang said
I don't see any explicit reference to USD account. Just says "on all of your eligible account"-- without defining "eligible", as far as I can see, anyway
I'd be inclined to speculate that it does NOT include USD, since they usually mention that explicitly, when they do
…

The fine print so far refers only to the capitalized "Tangerine Savings Account". That is the Canadian dollar savings account.

In contrast, when their fine print refers to the US$ one, it is the "Tangerine US$ Savings Account".

3. To make the most of your special rate, just keep your money right where it is.

So this is for all pre-existing balance on or before Jan 5 and onwards? No need to do anything when a current promotion ends on Dec 31, am I correct?

(Those of you thinking about clearing out the balance, will you move funds out of Tang altogether or just from Savings to Chequing?)

Thanks.

Typically, Tang does not grant successive offers to its customers.  

I got the "Pssst! A special 4.75% Savings rate is coming soon" email informing me about the offer. So should I be confident that I've got the offer and will just get the activator when it's time?