Tang tricky offer, 4.50%* to Nov 30, 2024 | Tangerine Bank | Discussion forum

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Actually Tangerine considers it an 'Extension' ... not a new offer.

They did the same extension (& same method) for me back on Aug. 1st @ 4.60%, that ends on Oct. 31.

No worries ... it all went well.

Dean

Wondered if you had a promo expiring August 31? I do , and yet haven't received any offer email yet. Of course, I know, I won't necessarily get one, but have been getting them pretty regularly for some time.

Had Tangerine 1-year gic mature today, Insights today shows a "special offer" 180-day gic rate of 5% available until Sept 9 for me, seems like they're personalizing offers more these days.

It's aggravating that Tangerine is offering different rates to varied customers and no offers to others. Calling their Associates is often hit or miss with extensions and or new offers. My 5.25% rate will expire on August 31, 2024; I called in and am offered 4.30% until December 06, 2024: I passed. So, now in the process of pulling out both USD and CDN. Too much drama!

No more special rate extension for me this time.
Started in January, was extended in June at 5.25% until end of August.
Didn't bother calling, don't want to play games, just moved out all my savings.

The vast majority of their customers have no idea what other customers are getting, they just know what they're being offered.

They have a marketing department generally not available to customers and then their frontline phone people, they are separate and often have different deals, if any, available for us.

My new offer or email will come on September 4th is 5% down from the 5.50%. I'm moving it out tomorrow to Simplii for 5.50% offer until November 15th. After that who knows.
Duca just offered 5.25% until November 18th, which won't work. I hate these 3-4 month offers but I guess with rates pretty much headed down over the next little while, we should take the best that's offered. GL

Tricky indeed! I was on the April - August 5.5% promo, so I moved all funds out at the end of August. So based on what you fine folks posted here, I logged on today to find out if I was included in the extension, and lo and behold, in the Insights I was given an extension offer at 5.15%! Of course I accepted (why not, given today's BoC rate cut?) with the expectation of being excluded from the Tang Lottery winners at the end of November.

I never receive promo emails from Tang for some strange reason, so I had no forewarning other than keeping tabs on this site... yet the low balance warning emails come through just fine. Thanks again everyone!

I got the same tricky offer. Extension is from October 1, but the activation email will come on October 2 ???

Why not send the activation email on September 30 or on October 1. Why October 2??
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I had the 5.75% new deposit offer from May, 2024 to September 30, 2024. Offer is expiring in a few days.

Got an email yesterday extending the offer from October 1, 2024 to December 31, 2024.

But now the extension is for 5.25% instead of 5.75%.

BOC rates have gone down, so not surprised Tangerine is reducing it's offers too. Good I got the offer, otherwise I was planning to move all the money out on September 30.

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XXXXXX, on October 2, 2024, we’ll send an email with details about activating this new Savings offer.
Here’s what else you need to know:

You’ll earn 5.25%* interest from October 1, 2024 until December 31, 2024

This will apply to existing and new Tangerine Savings Account(s), including RSP, TFSA and US$

This will apply to the new money you brought to your Account(s) since May 7, 2024

Remember to activate your special rate and keep your new deposits in place to make the most of your offer.