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Email this9:08 am
December 18, 2018
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Just got offered 2.8% on new deposits for Savings Account, RRSP Savings, TFSA Saving and US Savings. My previous offer was 2.2% until end of April.
In my case, it seems I have to transfer my funds out once offer is expired, wait a month or so and I get a new one. This seems to have been the pattern the last few cycles.
I was hoping for a bit better than 2.8% since BOC rate was increased yesterday but I'm not sure it's worth waiting for a better one from Tangerine. I might be locked to this rate until end of october but seems worth it at this point giving savings rates from other bank are around 1.6%
9:56 am
March 15, 2019
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I'm already on the old 2.80% promo. Nothing for me.
Question: Does anyone find those BNS ATM's rather "unresponsive"?
11:55 am
February 16, 2013
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COIN said
Question: Does anyone find those BNS ATM's rather "unresponsive"?
Totally and utterly unresponsive when I try to deposit a cheque. It will not recognize my fingerprint. I thought it was just me because I always have cold hands but doubtful. After trying several times, and once eventually getting to actually deposit a cheque and then have it rejected, I drove over to CIBC and experienced no problems whatsoever! I have complained to Tangerine but they don't seem to care. 
12:13 pm
February 7, 2019
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MG said
Totally and utterly unresponsive when I try to deposit a cheque. It will not recognize my fingerprint. I thought it was just me because I always have cold hands but doubtful. After trying several times, and once eventually getting to actually deposit a cheque and then have it rejected, I drove over to CIBC and experienced no problems whatsoever! I have complained to Tangerine but they don't seem to care.
Why not use the TNG mobile app to deposit that cheque? So much simpler ...
| CGO |
12:45 pm
February 16, 2013
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cgouimet said
Why not use the TNG mobile app to deposit that cheque? So much simpler ...
I use no apps and do not plan on starting.
12:52 pm
February 7, 2019
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MG said
I use no apps and do not plan on starting.
Ah. I thought that too but then there was a pandemic and dirty ATM's. And later high fuel costs. App deposits are clean, mask-less, effortless, no-cost and instantaneous.
| CGO |
1:30 pm
March 15, 2019
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MG said I drove over to CIBC and experienced no problems whatsoever! I have complained to Tangerine but they don't seem to care.
The CIBC ATM's are so much more user friendly.
P.S. When it comes to cellphones, I am still 20th century. Plus, I don't want to pay $40 monthly extra for Internet access as my cell is pay as you go.
2:28 pm
January 12, 2019
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chamnic said
Just got offered 2.8% on new deposits for Savings Account, RRSP Savings, TFSA Saving and US Savings. My previous offer was 2.2% until end of April.
In my case, it seems I have to transfer my funds out once offer is expired, wait a month or so and I get a new one. This seems to have been the pattern the last few cycles.
I was hoping for a bit better than 2.8% since BOC rate was increased yesterday but I'm not sure it's worth waiting for a better one from Tangerine. I might be locked to this rate until end of october but seems worth it at this point giving savings rates from other bank are around 1.6%
Instead of doing the 'Tangerine Dance' all the time, I've found Hubert Financial's 1 Year variable-rate, quarterly-cashable GIC to be a Much Better Deal . . .
For Short term investing, I don't bother with Tangerine savings accounts anymore.
To each their own,
- Dean
" Live Long, Healthy ... And Prosper! "
5:03 am
February 10, 2022
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Dean said
Instead of doing the 'Tangerine Dance' all the time, I've found Hubert Financial's 1 Year variable-rate, quarterly-cashable GIC to be a Much Better Deal . . .
For Short term investing, I don't bother with Tangerine savings accounts anymore.
To each their own,
Dean
Sounds interesting. Do you know if they limit how many 1 year GIC's I can buy? If I break up a large deposit into multiple GIC's because I know at some point within the year I may need some funds, this way I am only cashing in one or more GIC's early and not losing out on the higher interest for the balance of my funds.
5:16 am
March 30, 2017
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allanp said
Sounds interesting. Do you know if they limit how many 1 year GIC's I can buy? If I break up a large deposit into multiple GIC's because I know at some point within the year I may need some funds, this way I am only cashing in one or more GIC's early and not losing out on the higher interest for the balance of my funds.
A lot of people chop it into trances for the exact reason you mentioned.
Pretty sure $100k into 5-10 tranches are fine, anything finer smaller size they may roll their eyes ? Just call them and discuss. Their reps very friendly.
5:32 am
February 7, 2019
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allanp said
Sounds interesting. Do you know if they limit how many 1 year GIC's I can buy? If I break up a large deposit into multiple GIC's because I know at some point within the year I may need some funds, this way I am only cashing in one or more GIC's early and not losing out on the higher interest for the balance of my funds.
I've had up to 6 at a time, one maturing every month for that purpose, with one quarterly renewal opportunity every month ...
| CGO |
11:43 am
April 14, 2021
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savemoresaveoften said
A lot of people chop it into trances for the exact reason you mentioned.
Pretty sure $100k into 5-10 tranches are fine, anything finer smaller size they may roll their eyes ? Just call them and discuss. Their reps very friendly.
I broke one down to 25, 15, 10, and 5. No problems.
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