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April 27, 2024
12:57 pm
GR
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Hubert Financial in the Forum and HISA Chart should be re-named "Hubert Financial/Access C.U."

Accelerate Financial should be deleted from the Forum.

HSBC should be deleted from the Forum.

In the near future, Maxa, Outlook and Ideal should be deleted from the Forum and HISA chart or re-named, after mergers are effective.

April 27, 2024
1:16 pm
Doug
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GR said
Hubert Financial in the Forum and HISA Chart should be re-named "Hubert Financial/Access C.U."

Accelerate Financial should be deleted from the Forum.

HSBC should be deleted from the Forum.

In the near future, Maxa, Outlook and Ideal should be deleted from the Forum and HISA chart or re-named, after mergers are effective.  

Hubert Financial shouldn't be renamed Access Credit Union; it is still a virtual branch and onboarding stream of clients to Access Credit Union.

Support the removal of AcceleRate, Outlook, and Ideal from the HISA comparison chart. I'd be inclined to leave the forums, or, at the very least, have the forums removed and the threads consolidated into 'General financial discussion'.

Similarly, for HSBC, it should probably be removed as a separate forum and threads consolidated into 'General financial discussion'.

Cheers,
Doug

April 27, 2024
7:35 pm
BarbM
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Doug said

Hubert Financial shouldn't be renamed Access Credit Union; it is still a virtual branch and onboarding stream of clients to Access Credit Union.

Support the removal of AcceleRate, Outlook, and Ideal from the HISA comparison chart. I'd be inclined to leave the forums, or, at the very least, have the forums removed and the threads consolidated into 'General financial discussion'.

Similarly, for HSBC, it should probably be removed as a separate forum and threads consolidated into 'General financial discussion'.

Cheers,
Doug  

I agree. But some how it would be good to identify Hubert as version 2 as of September 2023 or under new management by Access with date. Reason being a new reader to High Interest Saving might get confused with the older comments of praise and likability vs some of the more current, less than complementary comments.

April 28, 2024
9:50 am
Doug
British Columbia, Canada
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BarbM said

I agree. But some how it would be good to identify Hubert as version 2 as of September 2023 or under new management by Access with date. Reason being a new reader to High Interest Saving might get confused with the older comments of praise and likability vs some of the more current, less than complementary comments.  

That seems like a reasonable suggestion. Also New Hubert Financial doesn't include the same easy self-serve access to funds.

April 28, 2024
9:52 am
Doug
British Columbia, Canada
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GR said
Hubert Financial in the Forum and HISA Chart should be re-named "Hubert Financial/Access C.U."

Accelerate Financial should be deleted from the Forum.

HSBC should be deleted from the Forum.

In the near future, Maxa, Outlook and Ideal should be deleted from the Forum and HISA chart or re-named, after mergers are effective.  

Wait, no. Why should Outlook be removed? Outlook Financial is here to stay. It's just Ideal and MAXA that need to be removed, as Casera Financial was never added. sf-cool

Cheers,
Doug

April 28, 2024
12:10 pm
GR
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Doug,

I didn't suggest Hubert be deleted, but renamed Hubert Financial/Access C.U.

As for Outlook Financial, see below:
https://www.outlookfinancial.com/news/article/127/merger-would-create-uniquely-manitoban-credit-union

April 28, 2024
4:14 pm
Doug
British Columbia, Canada
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GR said
Doug,

I didn't suggest Hubert be deleted, but renamed Hubert Financial/Access C.U.

As for Outlook Financial, see below:
https://www.outlookfinancial.com/news/article/127/merger-would-create-uniquely-manitoban-credit-union  

Yeah, and I would oppose the renaming to Hubert Financial/Access Credit Union. We typically only list one HISA from the same financial institution group (see Peoples Trust, and Peoples Bank is not listed). We list Access Credit Union as Hubert's parent institution on Hubert's profile page. sf-cool

As for Outlook Financial, I am aware of the three-way merger proposed, but that is why we would propose to remove MAXA Financial as MAXA Financial is unlikely to survive the merger, given that Implicity Financial did not survive when it merged with Assiniboine. Outlook Financial, on the other hand, will definitely survive the merger as Assiniboine will be the continuing credit union of record.

Cheers,
Doug

April 29, 2024
10:35 am
Loonie
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I didn't really care about this issue, but, today we tried to make mobile cheque deposit to Hubert and were told we had to delete Hubert app and get Access App instead, so I now agree that name should be updated to Hubert/Access to avoid confusion.

Other FIs that have online brands do not require this. The insured name of the FI is really only an issue when T5 comes and you have to remember which is the parent FI. But Access has chosen otherwise for Hubert.

April 29, 2024
3:55 pm
Doug
British Columbia, Canada
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Loonie said
I didn't really care about this issue, but, today we tried to make mobile cheque deposit to Hubert and were told we had to delete Hubert app and get Access App instead, so I now agree that name should be updated to Hubert/Access to avoid confusion.

Other FIs that have online brands do not require this. The insured name of the FI is really only an issue when T5 comes and you have to remember which is the parent FI. But Access has chosen otherwise for Hubert.  

I wouldn't support a combination name like that. Access Credit Union onboards clients through two streams, either directly through the main Access CU website or through the Hubert Financial website. Depending on how you onboard will determine whether they locate you on the Hubert Financial branch transit or either (a) an Access CU direct/contact centre branch transit or (b) an Access CU physical branch transit.

Therefore, we should either decide which platform we wish to link to:

(a) Access Credit Union website and their Platinum Savings product (same rate as Hubert Financial, but is a tiered rate; downside is only one free debit transaction per month), https://www.accesscu.ca/en/personal/saving/platinum-savings#platinum; or,

(b) Hubert Financial website and their Happy Savings product, https://www.happysavings.ca/

We could include a footnote or something that Hubert Financial is accessed via the Access CU online banking platform and Access CU mobile app?

Cheers,
Doug

May 3, 2024
4:56 pm
Loonie
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I don't know what the best solution is. It's Access that has created the confusion. Hubert has morphed into a kind of hybrid.

June 18, 2024
12:14 pm
GR
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Peter,

On promos page, Parama C.U. should be updated to show 1 year GIC 5.30% p.a. for new money, minimum $10,000.

June 18, 2024
12:50 pm
Peter
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GR said
Peter,

On promos page, Parama C.U. should be updated to show 1 year GIC 5.30% p.a. for new money, minimum $10,000.  

Done; thanks!

July 3, 2024
8:52 am
GR
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GIC Promos should be updated as follows:

Delete Parama's promo as no longer available.
Oaken 18 mo. GIC is now 5.05% p.s.

July 3, 2024
1:21 pm
Peter
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GR said
GIC Promos should be updated as follows:

Delete Parama's promo as no longer available.
Oaken 18 mo. GIC is now 5.05% p.s.  

Updated; thanks!

September 16, 2024
9:20 am
julio
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Peter, Saven GIC rates, I believe, should be shifted by one. The first shows their 6mos rates.

September 16, 2024
9:54 am
Peter
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julio said
Peter, Saven GIC rates, I believe, should be shifted by one. The first shows their 6mos rates.  

Thanks for catching that! It's fixed now.

December 3, 2024
8:15 am
GR
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The following should be updated on the promo and GIC pages.

Meridian 18 mos. 3.60%
Wealth One 18 mos. 4.10
Tangerine 18 mos. 3.90
Motive 18 mos. 3.90%
Duca - delete 5 mos. promo.
Duca 3 mos. 3.75%, 6 mos. 3.70%, 18 mos. 3.80%

December 3, 2024
8:19 am
GR
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On the HISA chart, Wealth One rate should be updated to 3.45%.

December 3, 2024
8:22 am
Peter
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GR said
The following should be updated on the promo and GIC pages.

Meridian 18 mos. 3.60%
Wealth One 18 mos. 4.10
Tangerine 18 mos. 3.90
Motive 18 mos. 3.90%
Duca - delete 5 mos. promo.
Duca 3 mos. 3.75%, 6 mos. 3.70%, 18 mos. 3.80%  

Thanks! Although, where do you see this one? Motive 18 mos. 3.90%

December 3, 2024
8:27 am
Peter
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GR said
On the HISA chart, Wealth One rate should be updated to 3.45%.  

Updated; thanks!

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