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April 23, 2017
10:24 am
JenE
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Peter, I've just come across a member who has the word banned under member status. Can you explain how this comes about please?

April 23, 2017
11:50 am
Rick
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April 23, 2017
7:08 pm
JenE
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Thanks Rick.

I've noticed some immoderate language lately, which may go against the etiquette rules. I'm here for information, only.sf-cool

April 24, 2017
8:30 am
Peter
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Thanks, Rick. JenE -- if you have a question about any user who was previously banned, please feel free to send me a message.

April 24, 2017
10:37 pm
Loonie
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My observation is that people who ultimately are banned show the warning signs of bad behaviour quite early. Typically they post very frequently, have endless opinions, make sarcastic or insulting remarks about people on or off the site, make taunting statements to create an atmosphere which makes others focus on them, and generally seem to enjoy stirring the pot. They love an audience.

So, I have a suggestion. How about a trial period of 3 months for new members? During that time, the ability to post can be arbitrarily restricted or suspended and they can be banned without notice. We could maybe give them a probationary identity so that everyone knows the vetting is not complete - including them. As I said, these behaviours are fairly obvious from the beginning. I have learned to become suspicious of anyone who joins and then immediately starts coming on like gangbusters with lots of opinionated posts.
Three months is an eternity for someone with these kinds of behaviours and needs, so the problem might take care of itself.
This would only work though if the moderators were willing to take action fairly quickly and not necessarily wait for complaints. By then, it often becomes a big controversy - which is exactly what this type of person enjoys.

April 25, 2017
3:40 am
Top It Up
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Loonie said

Typically they post very frequently, have endless opinions ... They love an audience.
  

The same could probably be said about forum members with abnormally high post counts.

I think there is adequate moderation on this site through the Report button. The feature of the Report button is usually two-fold, for the moderator(s) - it highlights what may be an inappropriate comment AND it also highlights frequent users of the Report function.

April 25, 2017
6:10 am
Loonie
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Top It Up said

The same could probably be said about forum members with abnormally high post counts.

I think there is adequate moderation on this site through the Report button.  

Yes, I did imagine you would have an objection of this nature but decided to say what I thought regardless.

You have chosen to snip a small piece and take it out of the context of a pattern of behaviours which I described.

if you think that the single issue of how many posts people make over time is a problem, then you are free to bring it up as such. If you think "too many" posts should be a standard of bad behaviour, then by all means put it forward and we can discuss it.

To clarify, for those who may want to know, my concern was not about people who make frequent posts. I welcome the many posts of many members, even those I disagree with, because they are contributing and not disrupting. It is only a warning sign in the context of other bad behaviours. These are not very hard to pick up at the beginning, before the damage is done and people start leaving.

the Report button certainly serves a function. Whether or not people use it frequently is immaterial to me as the use of it does not disrupt the site. The issue, again, is a pattern of behaviour, not just particular posts.

April 25, 2017
9:55 am
JustMe2016
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Hey, I have an idea! Why don't we get participants of this forum to vote on whom we should kick out? If there is some sort of consensus that one forum participant is a PITA, then he/she will be kicked out sf-surprised

P.S. I AM KIDDING. I thought some humor might lighten up the atmosphere.

April 25, 2017
3:43 pm
Nehpets
Ontario
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I administer several Forums and have done so for about twenty five years, since the days of Compuserve (anybody remember Compuserve?)

If I may, as a relatively new member of this forum, I'd like to offer some insights from my own Forum experience.

The lifeblood of any Forum is traffic, so the more traffic, the more chance current members will return and participate in discussions. Ongoing discussions keep the "critical mass" moving and keep members coming back.

Malicious users, such as spammers can usually be identified very quickly...often from the first to about the fifth post. Unless a spammer is trying to overcome a post count, they will usually spam very quickly.

Requiring the first few posts to be moderated is a good way to discourage spammers. Most forums don't usually exceed 10 moderated initial posts. There are some very effective tools now, both automated and manual, to detect forum spammers during the registration process.

The challenge is to control troublesome users as has been alluded to, and this is where a good set of forum rules, such as those currently in force give moderators and the admin the necessary tools to take action. In most cases, a polite private message solves the problem, because most of the time the person is unfamiliar with forum etiquette, and just needs to be explained why that particular behaviour is inappropriate for this venue.

A warning and infraction system can be used so that repeated offenses can result in a ban, but in general, most people tend to comply, and if they don't the admin always has the ban option always available.

I was not aware of the Forum Rules here until I saw the link in this thread. I may have missed it somewhere, but it may help draw attention to the rules by providing a link somewhere in the headings of the Forum.

Stephen

April 25, 2017
9:28 pm
Loonie
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thanks, Stephen.
It was my understanding that, after a previous kerfuffle, that new members were to be advised of the rules in the process of joining. However, I agree that they should be easier to access.

April 26, 2017
6:20 am
Nehpets
Ontario
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Loonie,

Yes, there is a link in the registration email pointing to the rules, and I often wonder if most folks' eyes glaze over like when agreeing to pages and pages of user agreements before using a banking app, and not actually read it thoroughly.

In our own case, we don't want to create a "law and order" environment on our own Forums, but we do expect civility. Having the rules visible serves to indicate that the expectations are easily accessible, not arbitrary and can easily be referenced at any time.

In our own Forums, we provide a direct link to a document outlining the rules for every Forum we admin, in the headers that appear on each page of the Forum; making accessibility clearly visible, thereby providing the guidelines and tools to maintain order.

Not a big deal, but can save questions when dealing with problematic situations..the rules are clearly available and spell out what is acceptable /unacceptable behaviour. In today's internet, unfortunately, not everyone's values / motives are the same.

Stephen

April 26, 2017
12:28 pm
mmlt
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February 4, 2017
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JustMe2016 said
Hey, I have an idea! Why don't we get participants of this forum to vote on whom we should kick out? If there is some sort of consensus that one forum participant is a PITA, then he/she will be kicked out sf-surprised

P.S. I AM KIDDING. I thought some humor might lighten up the atmosphere.  

You are not "KIDDING". You are being sarcastic and I like it.
There is nothing worse than heavy handed moderation. I'm a firm believer in free speech but, naturally, there has to be guide lines.
Those who are overly sensitive should refrain from reading inflamatory posters' comments. Ignore buttons are a handy feature. I've never ignored anyone in 18 years of interacting in forums. I must have developed a very thick hide!
Don't get me going about forum cliques and witch hunts.

April 26, 2017
12:44 pm
Top It Up
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mmlt said

There is nothing worse than heavy handed moderation. Don't get me going about forum cliches and witch hunts.  

On a couple of travel forum sites that I read, EVERYONE wants to be a moderator - like that'll work, huh?

April 26, 2017
9:09 pm
Joe
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June 3, 2015
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Top It Up said

The same could probably be said about forum members with abnormally high post counts.

I think there is adequate moderation on this site through the Report button. The feature of the Report button is usually two-fold, for the moderator(s) - it highlights what may be an inappropriate comment AND it also highlights frequent users of the Report function.  

I agree with Top it Up.....some members lives revolve around this forum.

Tangerine....Canada's best bank. LBC.............Canada's 2nd best bank.
Hubert.....worst bank in Canada.

April 27, 2017
11:25 am
Doug
British Columbia, Canada
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I still say, as this forum seems to be increasingly used by mysterious "new members" who post sensationalized, highly-charged posts on their first post, with questionable motives, we should institute a "first (5) posts from new members are subject to moderation". New members shouldn't be told how many new posts it takes to get out of the moderation phase, so as not to try and subvert that with a series trivial/mundane posts.

This way, if a moderator or administrator sees a "first post" from a new member, like the one made by someone calling themselves "DylanMyteo," who hasn't posted again I might add, in another thread recently, with a highly-charged "subject line" or that asks particularly pointed questions on CDIC insurance, as an example, aimed to "slam" a particular Canadian financial institution and CDIC member, the post could be denied, the user informed why and, in that case, pointed to a couple links to "open" threads on CDIC discussion, in that example, to continue the conversation in a more diplomatic and tactful way - free of any obvious "slams" against a financial institution - or they could be advised of how to word future post(s) to achieve moderator approval if an existing thread doesn't exist. 🙂

Cheers,
Doug

April 27, 2017
11:47 am
Top It Up
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Doug said

Go away, DylanMyteo, just like "Dr_Hubert" and any number of questionable forum members ("Top It Up," the 'jury's still out' on you and your motives, too!)

https://www.highinterestsavings.ca/forum/oaken-financial/yes-youre-protected-up-to-100-k-under-cdic-but-ask-yourself-this/#p22750

A note to Peter, I didn't earn this comment or deserve it and I trust it will be dealt with accordingly.

April 27, 2017
12:33 pm
Peter
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May 15, 2007
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These are my thoughts so far:

* That's a great idea to link the rules in a more persistent location. Yes, new members get the rules in their welcome message now, but reading and remembering the rules is another thing.

* This forum's community needs to do a better job at welcoming new members (and quite frankly, being polite to everybody, newbies or not). Yes, we need to be mindful of spamming. But we also need to be more accepting that people have different backgrounds, financial experience, and opinions. Is someone being hysterical? Explain the facts to them so they can be more reasonable. Don't hate on someone just because they aren't as smart as you -- help them become smarter. If it's clear they were never here to listen, then that's another issue!

* We should be thankful in general if people have higher post counts. That means they want to be part of this community and have spent a lot of time trying to help other people. If you think it's uncool to spend time in an online community, why are you here?

* I don't think we need to change the minimum post rules. Basically, when you first join, your posts go into moderation until 1 of them has been approved. The original point was to delete obvious spammers before their posts go public, and that has worked well. If a person's second and subsequent posts break the forum rules and/or reveal that someone is a spammer, then we can deal with that accordingly.

* I certainly appreciate everybody's passion and suggestions for trying to make this a better community.

April 30, 2017
8:01 pm
Shawguy
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Peter said
These are my thoughts so far:

* This forum's community needs to do a better job at welcoming new members (and quite frankly, being polite to everybody, newbies or not). Yes, we need to be mindful of spamming. But we also need to be more accepting that people have different backgrounds, financial experience, and opinions. Is someone being hysterical? Explain the facts to them so they can be more reasonable. Don't hate on someone just because they aren't as smart as you -- help them become smarter. If it's clear they were never here to listen, then that's another issue!  

I completely agree with this point. 100%. I only came back to this forum recently. (you can see I originally joined in 2008) and I found a few members to be very snarky and demeaning to other members and it discouraged me from posting too many more times on this forum. I continued to post at RFD and only came here if I couldn't get the answer over there.

However I am a huge fan of the types of posts on this site. I think you all focus on more in depth and background on how different products and features work and not only post about the product but also do more background (such as contacting companies about the power of attorneys) and try and hold banks and companies accountable and question everything. I quite enjoy that about this site.

So overall, I am not being scared away, but I can see how new members may be afraid to post. So I hope you succeed with this rule 🙂

April 30, 2017
9:43 pm
Joe
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June 3, 2015
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SG said

I completely agree with this point. 100%. I only came back to this forum recently. (you can see I originally joined in 2008) and I found a few members to be very snarky and demeaning to other members and it discouraged me from posting too many more times on this forum. I continued to post at RFD and only came here if I couldn't get the answer over there.

However I am a huge fan of the types of posts on this site. I think you all focus on more in depth and background on how different products and features work and not only post about the product but also do more background (such as contacting companies about the power of attorneys) and try and hold banks and companies accountable and question everything. I quite enjoy that about this site.

So overall, I am not being scared away, but I can see how new members may be afraid to post. So I hope you succeed with this rule 🙂  

SG....what is RFD, please and thanks.

Tangerine....Canada's best bank. LBC.............Canada's 2nd best bank.
Hubert.....worst bank in Canada.

May 1, 2017
12:35 am
Loonie
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RFD is RedFlagDeals

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