

6:45 pm
September 30, 2017

7:29 pm
April 6, 2013

Fine print for the targeted 3¾% offer:
Promotional 3.75% Savings Rate Offer for Existing HISAs (2025/03/04 - 2025/06/30)
7:58 pm
August 30, 2023

hwyc said
Thanks for the heads up. Both of us got 3.75% on new money after closing balance on Feb 28th till end of June.
Same offer. My earlier offer ended on Feb 28th. So were we supposed to empty the whole account by 27th? I had about 5k still there on 28th and was not sure if any offer would come up. What about you guys? So will I earn interest only on the extra amount if I keep above 5k?
8:25 pm
April 6, 2013

zgic said
… So will I earn interest only on the extra amount if I keep above 5k?
That's correct. The top-up to 3.75% is only paid on the parts of the closing balances that exceed the February 28 closing balance:
- Promotional Interest [3.75% minus regular interest rate] is calculated daily on each day's closing balance that exceeds the closing balance as at February 28, 2025 (the “Additional Balance”) beginning on the enrolment date until the end of the Offer Period [June 30, 2025 11:59 PM UTC];
4:20 am
December 20, 2019

5:28 am
March 30, 2017

nice but Manulife has 4.7% and all one has to do is open an advantage account online (existing manulife customer qualifies too), which takes like 5mins. Manulife promo rate good for 4 months. as long as you leave min $1000 in Manulife acct, all fees are waived which makes it same as Simplii during the promo period.
6:23 am
September 30, 2017

rk said
This is my offer:No games, just gains. Now earn 2.25% interest.†
Claim this special rate and earn 2.25% interest† on eligible deposits with your High Interest Savings Account. Offer ends June 30, 2025. Terms apply.
Effortless saving starts now.2.25%? Are they kidding me?
Wow, glad we trade rate details here ... They really targeted the uninformed.
8:21 am
December 12, 2020

savemoresaveoften said
nice but Manulife has 4.7% and all one has to do is open an advantage account online (existing manulife customer qualifies too), which takes like 5mins. Manulife promo rate good for 4 months. as long as you leave min $1000 in Manulife acct, all fees are waived which makes it same as Simplii during the promo period.
Exactly.. I received the 3.75 from Simplii which is great... 4.70 is much better for now from Manulife..
9:03 am
February 6, 2019

COIN said
It took forever but I finally got this offer.Question: If I decline the offer will that help or hurt me with future offers (if any)?
I am new at Simplii, so I have no idea.
Having said that, I have declined my offer (because I considered it ridiculously low).
We will see if I ever get another offer from them or not. But that will take time.
9:21 am
December 7, 2023

savemoresaveoften said
nice but Manulife has 4.7% and all one has to do is open an advantage account online (existing manulife customer qualifies too), which takes like 5mins. Manulife promo rate good for 4 months. as long as you leave min $1000 in Manulife acct, all fees are waived which makes it same as Simplii during the promo period.
How do you know "existing manulife customer qualifies too"? I can not find this information on their website.
9:43 am
November 5, 2022

9:43 am
January 7, 2020

COIN said
It took forever but I finally got this offer.Question: If I decline the offer will that help or hurt me with future offers (if any)?
My own view-- based on personal experience:
It makes absolutely no difference, if you accept, decline, or just ignore an offer-- i.e., as to if/when you would receive another offer in the future
(However, you can pretty much rely that you will not get another offer until this one is expired-- at minimum)
9:47 am
March 30, 2017

usephrase said
How do you know "existing manulife customer qualifies too"? I can not find this information on their website.
Personal experience plus I wont post unless its fact check 🙂
I had an account, decided to close it last month due to inactivity. Then this offer pops up. Since I still have my customer profile. I logged in, then select open advantage account thru the promo page, and it shows promo rate etc.
Others have also reported that even it you have an active account, u just have to open another one and it qualifies !
Keep in month 4months promo period start the same day u open the account. So plan accordingly.
Please write your comments in the forum.