RRSP GIC rates | RRSPs and RRIFs | Discussion forum

There was another thread somewhat similar but it is out of date and full of blank spots where a previous member deleted his posts, so I am hoping that this could be a place to keep track of best rates for RRSP GICs. The rates are often worse than for non-registered, and the same institution does not necessarily have the best rates for all of the terms. I don't see much value in posting inferior rates, just the ones that would be top contenders, not necessarily the highest, because people sometimes need to diversify due to CDIC rules or may find it better to stick with an institution where they already have deposits, etc., but at least within the top of the range. I believe these are all compounded annually. All information should be confirmed with the institution in question before you invest.
Please post if you find a better rate or one that you think is worth mentioning or an update to a rate that was previously posted. I will try to transfer any updates to this posting so they are easier to find. Thanks.

For 1 year, Accelerate at 2.25%. 30 day rate guarantee for transfers from other financial institutions (ask for more time if needed!). Not cashable. Transfer-out $50.
Outlook (cashable at 1%) (transfer-out $50.) 2.15%.
Maxa (transfer-out $75.), Achieva (no transfer-out fee) 2.15%.
Peoples Trust (no transfer-out fee) 2.1%.
Oaken (no transfer-out fee) 2.0%.

For 2 years, Oaken at 2.35%. 30 day rate guarantees for transfers from other financial institutions. Not cashable. No transfer-out fee.
Outlook (cashable at 1%) (transfer-out $50.) 2.3%.
Accelerate (not cashable) (transfer-out $50.) 2.3%.
Maxa (transfer-out $75.), Achieva (no transfer-out fee) 2.25%.
Peoples Trust (no transfer-out fee) 2.2%.
CDF (transfer-out $50.) 2.15%.

For 3 years, Outlook (cashable at 1%) (transfer-out $50.) 2.5%.
Accelerate (transfer-out $50.), ICICI (cashable at 0.75% after 6mo.) 2.5%.
Oaken (no transfer-out fee), MAXA (transfer-out $75.) 2.4%.
Peoples Trust (no transfer-out fee), Achieva (no transfer-out fee) 2.35%.
CDF (transfer-out $50.) 2.3%.

For 4 years, Outlook (cashable at 1%) (transfer-out $50.) 2.65%.
Oaken (no transfer-out fee), ICICI (cashable at 0.75% after 6mo.) 2.6%.
Accelerate (transfer-out $50), CDF (transfer-out $50) 2.55%.
MAXA (transfer-out $75) 2.55%.
Korea Exchange Bank 2.5%.
Achieva (no transfer-out fee) 2.45%.
Peoples Trust 2.4% (no transfer-out fee).

For 5 years, Oaken (no transfer-out fee) and ICICI at 3.0%. (ICICI is cashable at 0.75% after 6mo.)
Outlook (cashable at 1%) (transfer-out $50.) 2.8%.
Community Trust (100% online by Aug 2014; CDIC-ins.), Korea Exchange Bank 2.75.
Accelerate (transfer-out $50.), CDF (transfer-out $50.) 2.7%.
Peoples Trust (no transfer-out fee) , Achieva (no transfer-out fee) 2.6%.
MAXA (transfer-out $75.) 2.5%.

Here are the daily rates, for reference:
Accelerate 1.9%
Achieva 1.8%
Community Trust - no rate shown.
CDF 1.35%
ICICI 1.4%
MAXA 1.8%
Peoples Trust - no rate shown
Oaken - no rate shown
Outlook 1.8%