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Email this9:49 am
September 30, 2017
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Recalling threads from old ...
Mar 14, 2017 https://www.highinterestsavings.ca/forum/omnia-direct/omnia-direct/
May 31, 2018 https://www.highinterestsavings.ca/forum/omnia-direct/omnia-direct-1/
Jun 28, 2018 https://www.highinterestsavings.ca/forum/omnia-direct/omnia-direct-2/
July 19, 2018 https://www.highinterestsavings.ca/forum/omnia-direct/omnia-cu-great-gics/
Sep 25, 2018 https://www.highinterestsavings.ca/forum/omnia-direct/omnia-direct-upgrade/
Feb 4, 2019 https://www.highinterestsavings.ca/forum/omnia-direct/2019-02-04-omnia-direct-3-35-3-yr/
Mar 22, 2019 https://www.highinterestsavings.ca/forum/omnia-direct/omnia-direct-gic/
... and something new ... a screenshot on its current web interface.
Hope this helps.
. . . plus GIC offerings as of March 23, 2019
1-year 3.10%
2-year 3.25%
3-year 2.85%
4-year 2.95%
5-year 3.00%
1-year USD 1.00%
10:11 am
December 12, 2009
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Their bylaws and/or credit union policies are such that they're limited to Ontario residents only, correct?
I'm fine with them having a forum, possibly a "profile," and mentions in the "promos" page, provided the appropriate caveats that they're limited to Ontario residents only are in place (and it should make clear that these are company-specific limitations, not provincial legislation, since Meridian Credit Union accepts non-Ontario residents). 🙂
Cheers,
Doug
2:14 pm
December 20, 2016
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Doug said
Their bylaws and/or credit union policies are such that they're limited to Ontario residents only, correct?......Â
Doug,
I questioned the CSR about that last year, while arranging a transaction of my own. I was told that they do accept "some" out of Province clients, though the selection criteria were not clear.
Perhaps a call on behalf of the Forum to Kathryn Tucci, assistant manager, who sometimes acts as a telephone CSR might clarify their policy for Forum members.
Stephen
3:06 pm
December 12, 2009
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Thanks for that clarification, Nehpets. This selection criteria indeed seems haphazard, sort of how DUCA still doesn't have an Ontario residency requirement to open a new GIC but does for a savings account. I also note that Omnia Direct doesn't have a savings account. Where do matured GIC proceeds go? To linked external bank account? I guess that's only viable in the context of non-registered accounts.
Cheers,
Doug
6:15 pm
December 20, 2016
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Doug said
..... Omnia Direct doesn't have a savings account. Where do matured GIC proceeds go? To linked external bank account? ...
From my own experience with Omnia, proceeds of matured GIC's are deposited into the account from which the original deposit came, unless instructed otherwise at the time of maturity, if different from the instructions at the time of purchase. Another option would be to roll over into a new GIC.
Instructions are taken at the time of the initial GIC deposit and are noted on the certificate.
Stephen
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