RAV4guy | New members welcome and introductions | Discussion forum

I have been using this forum for quite some time before joining. What prompted me to join was the post by Norman1 - post 11 to Reit taxation - where the link to an explanation of ROC was provided. This was valuable information to me and even though I am an RBC Dominion Securites client I have never seen a copy of the Navigator or had a clearer explanation of ROC.

I am also a CIBC client since I first had a bank account. I have been an Oaken client since 2014 and a WealthONE client since 2016. I started to follow this forum more in 2019 when Laurentian Bank had the 3.30% offer; of which I took advantage. This forum was mentioned in the Globe&Mail. I find the interest rate comparisons and the news about special offers valuable. I am trying to do better than the terrible interest rates offered by many financial institutions.

I like Oaken. Clear, understandable rates and often a rate leader. I agree with others that Oaken should have a savings account inside its TFSA. I asked for that when I first set up my TFSA with them. It is the only TFSA I have, so this lack was not a deal breaker for me. I lived through the Oaken credit crisis. I generally keep within the CDIC limit to avoid credit worries.

I use other banks featured in this forum and am happy to live with their quirks when I can get a deal I like.

Thank you to Norman1 and the many others who take the time to share information and ideas.