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Email this9:14 am
November 15, 2018
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jorno319 said
Where did you find that information?
My bad. I must have been using a stale link because every time I tried to login to the refer a friend link I was using I just got a blank screen. I just assumed (as I say my bad) the offer had been withdrawn. I just today received an email from Motive advertising the offer was still good until Oct 31.
10:29 am
March 30, 2022
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Could someone please send me a referral code for Motive's Savvy Savings Account?
Thanks.
10:47 am
October 4, 2018
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BK said
Could someone please send me a referral code for Motive's Savvy Savings Account?Thanks.
BK,
I sent you a PM.
Thanks,
TD
4:10 pm
May 20, 2016
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There is no "e deposit" function in Motive app, so we can't deposit cheques using its app.
7:09 pm
October 4, 2018
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davidgeorge said
There is no "e deposit" function in Motive app, so we can't deposit cheques using its app.
Just deposit it into another FI and then do an Interac E-Transfer to your Motive Savvy Savings Account.
9:37 pm
April 6, 2013
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According to their FAQ, cheque deposit is by ATM or by mail:
How do I deposit a cheque into my Motive account?
There are two ways that you can deposit a cheque into your Motive accounts:
- Using an ATM in the EXCHANGE® network
- Mailing your cheque to us with your Motive account number on the memo line and using the address below
Motive Financial
Suite 3000, 10303 Jasper Avenue NW
Edmonton, AB T5J 3X6
2:16 am
May 20, 2016
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Applying to this FI seems very frustrating. How does a referral code bypass issues with application approval? If your application is declined that'll affect your credit score.
I also see there's no mention on the terms, conditions, limitations, and fees like transaction fees, hold times, and more in this thread. FI websites intentionally make it difficult to navigate and find clear and transparent information. I understand some will always disagree.
7:20 pm
November 20, 2020
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I'm also looking for a referral code for Motive's Savvy Savings Account if someone wants to send. Thanks!
8:00 pm
September 30, 2017
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Pls reply to PM I sent you. To get there, click the Inbox button on this page.
8:37 pm
June 20, 2023
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Heads up everyone. It looks like Motive is lowering the combined promotional rate to 5.35%. Their main page is promoting 5.35%; however, the details still lists the 3.60% base rate + the 2.15% promotional rate.
4:01 am
May 20, 2016
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I am pleased to report that I received two interest payments: one for 3.6% and the other for 2.15%, so the total is 5.75%. The interest calculations didn't include the last day of October, October 31st.
I also have bad news. I failed to link Motive Savvy Savings account (transit 03909, institution 030, account 10101xxxxxxx) from Tangerine. Is it possible? I got the following error message:
4:57 am
October 4, 2018
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jorno319 said
Heads up everyone. It looks like Motive is lowering the combined promotional rate to 5.35%. Their main page is promoting 5.35%; however, the details still lists the 3.60% base rate + the 2.15% promotional rate.
Thanks for the heads up. Is this rate effective starting November 1st? I'm in the process of moving funds from Simplii to Motive. If this is true, the 5.35% is still a good rate based on the overall market but I could still be getting 5.50% with Simplii's promotional offer until November 15th.
10:53 am
April 14, 2021
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davidgeorge said
I also have bad news. I failed to link Motive Savvy Savings account (transit 03909, institution 030, account 10101xxxxxxx) from Tangerine. Is it possible? I got the following error message:
Are you located in Alberta, the location of CWB?
If not, then that is most likely the explanation. The quick work-around solution is:
1) Temporarily change your home address to an Albertan one.
2) Set up the link
3) Change your address back to your original (correct) address
1:22 pm
June 20, 2023
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Top Dogg said
Thanks for the heads up. Is this rate effective starting November 1st?
Yes, the rate change is effective November 1st.
For those of us who signed up with a referral, remember to maintain a minimum $500 CAD balance for 60 days after account opening to qualify for the referral bonus.
5:32 am
October 22, 2024
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davidgeorge said
I am pleased to report that I received two interest payments: one for 3.6% and the other for 2.15%, so the total is 5.75%. The interest calculations didn't include the last day of October, October 31st.I also have bad news. I failed to link Motive Savvy Savings account (transit 03909, institution 030, account 10101xxxxxxx) from Tangerine. Is it possible? I got the following error message:
As HermanH said, Tangerine doesn't allow linking banks when the branch is in another province. You can also link to Tangerine from Motive's end. I did this with the Money Transfer Authorization form on https://www.motivefinancial.com/en/forms, and it took 3 business days to get fully setup.
10:32 am
May 20, 2016
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Thank you, HermanH & savvystacker for the very helpful information.
12:43 am
May 20, 2016
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Any caveats with this financial institution? My promo with Simplii ends tomorrow.
12:45 am
May 20, 2016
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savvystacker said
I am also looking for a referral if someone could send me one.
What's the advantage of a referral?
And does anyone know if your application is denied you'll get a hit on your credit score?
3:36 am
May 20, 2016
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Well, from reading up so far, National Bank bought Canada Western Bank which Motive is it's child.
External linking of accounts is a PIA. The app is garbage and won't save your login info like all credit union apps which use the same app.
It'll be interesting to see what happens in 2025 when NB completes the transition and what part Motive plays. Might not be wise to transfer more than the CDIC limit if anything.
Please write your comments in the forum.