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Email this10:03 am
April 6, 2013
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I wouldn't try it. The offer clearly says one account per account owner:
Manulife Bank’s 2.00% Personal Advantage Account Interest Offer (the “Offer”) is available to Manulife Bank Advantage Account clients (“Eligible Account Owner(s)”) who open a new personal non-registered Canadian-dollar Advantage Account (“Eligible Account”)…
…The Offer is limited to one Eligible Account per Eligible Account Owner as determined by the primary account owner.
…
Manulife Bank reserves the right, in its sole discretion, to suspend, disqualify, limit or revoke the Offer to any person or Eligible Account Owner(s) it finds or believes to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer. …
11:32 am
February 20, 2018
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since promo interest paid monthly, unlike simply, ull know sooner if a second promo acct works.
6:03 pm
March 15, 2019
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"Manulife Bank reserves the right, in its sole discretion, to suspend, disqualify, limit or revoke the Offer to any person or Eligible Account Owner(s) it finds or believes to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer. …"
No monkey business or Manulife might ban/suspend you.
6:50 pm
December 26, 2018
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mustang said
Whilst poking around my Manulife account, ran accross promo they are running:
New advantage account 2.0% for 4 months
(available to existing customers)
Thank you for sharing. I open mine a week ago.
6:22 am
October 23, 2013
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Has anyone had Difficulty setting up this account ? 1/followed CSR guidelines and all was ok 2/ ready to transfer funds from Tangerine but now want current photo ID..Drivers license expired unable to renew re Covid 19 lockdown and therefore is unacceptable 3/ As per CSR Tangerine cheque pic sent via cell phone to Manulife but now surprisingly want Uploaded pic direct from Tangerine...Conclusion...Very Frustrating...Unable to Open Account
7:50 am
March 15, 2019
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stingray said
Has anyone had Difficulty setting up this account ? 1/followed CSR guidelines and all was ok 2/ ready to transfer funds from Tangerine but now want current photo ID..Drivers license expired unable to renew re Covid 19 lockdown and therefore is unacceptable 3/ As per CSR Tangerine cheque pic sent via cell phone to Manulife but now surprisingly want Uploaded pic direct from Tangerine...Conclusion...Very Frustrating...Unable to Open Account
You might want to try this.
1) Transfer the funds from your Tangerine Savings to your Tangerine Chequing.
2) Write a cheque on your Tangerine chequing.
3) Deposit the Tangerine cheque at your local ATM to Manulife Savings.
10:37 am
March 15, 2019
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Below is an extract of an email I received from Tangerine to-day. How on Earth can Tangerine say they "listen" to clients?
BTW: No mention of an extension of the 1.75% promotion. My money is gone.
"Tangerine was built on the idea that people come first. That you as a Client come first. And we promise to always listen and respond to your needs now and in the future. To give your money the respect it deserves. To design simple experiences, and offer real solutions, with real impact, so you can reach your goals."
11:22 am
April 6, 2013
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COIN said
Below is an extract of an email I received from Tangerine to-day. How on Earth can Tangerine say they "listen" to clients?
BTW: No mention of an extension of the 1.75% promotion. My money is gone."Tangerine was built on the idea that people come first. That you as a Client come first. And we promise to always listen and respond to your needs now and in the future. …
One needs to read that feel-good, aspirational marketing material in context.
Just because one listens, it doesn't mean one will say yes. That's reflected in an interview one of their CEO's gave about "firing" certain customers.
Customers who are looking for sustained high savings account rates are not their target. In contrast, those who would like to take part in occasional rate promotions are a better fit.
11:44 am
February 20, 2018
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One must remember taxpayers bailed out banks in 08 and now. One must remember their common shares are worthless without taxpayer support. One must remember they fold like a cheap suit when taxpayers step aside. One must remember the stock market scams they touted. One must remember taxpayers never forget and even the score.
12:46 pm
March 30, 2017
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Bud said
One must remember taxpayers bailed out banks in 08 and now. One must remember their common shares are worthless without taxpayer support. One must remember they fold like a cheap suit when taxpayers step aside. One must remember the stock market scams they touted. One must remember taxpayers never forget and even the score.
Do you honestly think one will have a normal life if the banks did not survive the financial crisis ? I can tell you if banks are allowed to fail, the world will be in a lot worse shape and never recover. Without banks providing capital and critical financial services, every sector from food to medical to u name it will not function properly. Banks are the backbone "infrastructure" of the economy, plain and simple. Maybe when bitcoin and blockchain becomes mainstream and allow ALL transactions to be direct and NOT need a middlemen, then banks are "no longer needed". That has not happened yet.
And for the record, none of the Canadian banks took a penny of the taxpayer's money. They borrowed from me and others via issuing bonds at hefty interest rates to shore up their capital. I thank them to give me a chance to lend them money at 10% which probably will never happen again.
4:29 pm
February 20, 2018
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savemoresaveoften said
Do you honestly think one will have a normal life if the banks did not survive the financial crisis ?
They don't have to fail. Knockout the common shareholders use their capital instead of taxpayers then let bondholders and fresh equity take control.
savemoresaveoften said
And for the record, none of the Canadian banks took a penny of the taxpayer's money.
LMAO I guess then none of $350billion spent in 2020 on things like cerb, rent subsidy and cashback loans to business kept them alive. They wanted to make sure real estate agents could make their Bmw payments during off season
4:47 am
March 30, 2017
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Let the common shareholders fail and recapitalize ?! Now I know how much you know about how things work..
All that money you mentioned went to the pockets of individual, small business, corporate business. $0 goes to the bank's pocket.
If you equate that to going to the bank's pocket, the banks should start equating anyone that you know that has a bank loan as a debt you are responsible for too....
I dont even know why I am even responding, I will stop...
5:51 am
February 20, 2018
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savemoresaveoften said
Let the common shareholders fail and recapitalize ?! Now I know how much you know about how things work..All that money you mentioned went to the pockets of individual, small business, corporate business. $0 goes to the bank's pocket.
If you equate that to going to the bank's pocket, the banks should start equating anyone that you know that has a bank loan as a debt you are responsible for too....I dont even know why I am even responding, I will stop...
Ur rambling. The bailout money went to individuals and businesses to pay off their bank loan interest helping to keep the banks afloat. Many small busineses took advantage not according to cfib who pushed for less controls. Huge amounts of bank loans are propped up by taxpayers cmhc mortgages for example. Nobody else would lend at those rates with so little equity. Common shareholders and real estate developers are the biggest teats.
What happens when common shareholders are wiped out nothing new equity takes over.
The new entitled class is non-financial common shareholders. Let's see how they do when uncle sam isn't there haha.
6:59 am
March 30, 2017
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Got my account opened. Actually took a few days from start to finish. They sent me another document to fill in (called in to confirm its legit and was told cuz I had account before, not sure why its relevant). Also had to do a edeposit AND edocument a phone bill to confirm my identity too.
Compared to 2 years ago when I opened my first account, its a lot more "ID checking" etc involved this time. I imagine other online bank account process is tightened up as well.
8:42 pm
February 16, 2013
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I recently decided to join the fray and set up a new Advantage Account 2 days ago. Just tried to log in to see if my attempts to link external accounts were successful. Unfortunately, I kept getting an error using both Firefox and Chrome and my antivirus program found a phishing URL on the Manulife site. Does not sound good at all. Anyone else experience something similar? This is around 11:30 pm EDT on June 17th.
9:20 am
September 24, 2019
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Myself as well as many others 4 month 2% on HISA with Manulife will be coming to an end next month. Wonder if they'll offer a decent rate to keep their clients or if they won't mind the great exodus.
9:51 am
September 7, 2018
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Alexandra said
Myself as well as many others 4 month 2% on HISA with Manulife will be coming to an end next month. Wonder if they'll offer a decent rate to keep their clients or if they won't mind the great exodus.
There is a new offer on the Advantage Acct that came on Monday. The new rate will be 1% for 120 days but you must leave your money in (no withdrawals) during the 120 day period. For this promo you will get the regular interest monthly (0.15%) and you will get the bonus interest (0.85%) in a lump sum at the end of the 120 day period.
With the drop of Peoples rate today to 1.1%, I guess 1% by Manulife is not out of line since Manulife is a large, stable, major FI compared to Peoples.
Alterna Bank is already @ 1% - perhaps around 1% is where HISA rates appear to be headed. Obviously the small FIs will have to pay more to attract funds.
10:03 am
December 27, 2020
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@MG Just a guess but it could be your ad-blocker.
(I had to disable my ad-blocker briefly to complete the process at Saven.)
5:01 am
January 16, 2017
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canadian.100 said
There is a new offer on the Advantage Acct that came on Monday. The new rate will be 1% for 120 days but you must leave your money in (no withdrawals) during the 120 day period. For this promo you will get the regular interest monthly (0.15%) and you will get the bonus interest (0.85%) in a lump sum at the end of the 120 day period. ...
Is this 1% promo visible somewhere ? I only find the 0.15% on Manulife Bank website.
5:18 am
September 7, 2018
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I think it came by email. I deleted it since I was not interested in 1% (at this time) which you have to leave for the 120 day period with no withdrawals, and you get the .85% bonus part of the interest all at the end of the 120 days.
I realize that 1% or less may be the usual in a few months, the way things are going in Canada.
Please write your comments in the forum.