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Available balance
January 13, 2020
5:12 pm
maadaputtar
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Hello,
New to the forum.
I recently signed up for the LBC Digital HISA account and was able to link and deposit an amount no problem. This was done sometime last week. I can see the amount I deposited, but my "Available Balance" is "0.00".
What does this mean? Shouldn't my available balance be the amount I deposited?
Thanks!

January 13, 2020
6:24 pm
Bill
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Funds are there, you're earning interest, funds are on hold and can't be withdrawn for I'm not sure how long, maybe a week or so.

January 13, 2020
6:48 pm
Canadianbull
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5 business days.

January 13, 2020
7:56 pm
Norman1
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"Balance" is the amount deposited.

"Available Balance" is "Balance" less any deposits still on hold.

Their hold policy is at https://www.lbcdigital.ca/cheques-instruments-holding.pdf

January 20, 2020
7:37 am
maadaputtar
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Hello,
Is there a place in the online account where I can see the accrued interest so far? I still only see my principal amount.
Thanks!

January 20, 2020
8:15 am
Shawguy
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maadaputtar said
Hello,
Is there a place in the online account where I can see the accrued interest so far? I still only see my principal amount.
Thanks!  

They don't show this. Only when your interest posts each month. If you want a running tab you would have to keep track

January 20, 2020
1:56 pm
maadaputtar
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Shawguy said

They don't show this. Only when your interest posts each month. If you want a running tab you would have to keep track  

Ahh...I see. Thanks for the quick reply.

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