T-slips and CRA | Income tax filing | Discussion forum

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
Advanced Search

— Forum Scope —




— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

sp_Feed Topic RSS sp_TopicIcon
T-slips and CRA
April 2, 2025
7:44 pm
AndreyG
Member
Members
Forum Posts: 56
Member Since:
April 9, 2019
sp_UserOfflineSmall Offline

Is there a deadline to which CRA supposed to obtain and present all T-slips online?
I intended using CRA collection of slips as reference in my filing yet see that of today many slips still missing on their website.

Also curious what does this mean: CRA do not have my slips or they do yet not display them? And if they don't - why? Is it because some institutions send slips to me but not to CRA?

April 2, 2025
7:50 pm
GIC-Fanatic
Member
Members
Forum Posts: 115
Member Since:
December 18, 2024
sp_UserOfflineSmall Offline

1. Doesn’t appear to have a deadline. And 2024 TFSA contributions don’t show either.
2. You are wasting your time using the slips from CRA. And also means auto fill is useless too.
3. T slips must be uploaded electronically to CRA or a paper copy needs to be mailed to them. CRA MUST receive a copy in some form.

Best is to have a list of expected T slips and don’t file until a week or two before the deadline.

Look at CRA for slips in May.

April 2, 2025
8:24 pm
AltaRed
BC Interior
Member
Members
Forum Posts: 3267
Member Since:
October 27, 2013
sp_UserOfflineSmall Offline

Manual entry of tax slip data into tax software is not all that onerous. Besides, even if one uses auto-fill, all of the data needs to verified for accuracy anyway. At the end of the day, I am not sure auto-fill actually saves all that much time.

P.S. I also don't believe there is any time limitation on when CRA actually has to post tax slip data to MyAccount. Clearly it needs to be done before CRA commences its tax slip data matching process against filed returns but that could be well into the Summer or Fall of a given year. They will need to step up their game IF they wish to promote Auto-fill as a primary process.

April 2, 2025
8:30 pm
GIC-Fanatic
Member
Members
Forum Posts: 115
Member Since:
December 18, 2024
sp_UserOfflineSmall Offline

I am a chosen one of CRA Matching Department. I think it’s a *random check and was done in December when apparently they are not busy and not laid off.

* ”random” or an Access or Prospera customer.

April 2, 2025
10:36 pm
Hmm
Member
Members
Forum Posts: 177
Member Since:
May 21, 2016
sp_UserOfflineSmall Offline

I feel these comments are trolling and baseless in regard to missing tax slips and auto-fill issues or its relevancy.

It's nearly impossible to reach CRA now. T5 slips, for example, have not been uploaded. CRA denies any issue (assuming you can reach them) and shifts blame to financial institutions, which then deflect back to CRA. This endless loop leaves taxpayers with no resolution.

Contrarians like in this forum and specifically this thread exist to troll and gaslight. Auto-fill is essential for anyone with multiple tax slips. What matters is what CRA’s system shows, not what your physical tax slips say. If auto-fill data doesn’t match your slips, you have to file by mail with an explanation, hoping CRA accepts it. More often than not, they won’t and will tell you to take it up with your financial institution or employer—both of which will just point back to CRA.

Dismissing auto-fill as useless ignores reality. If CRA’s data doesn’t match your manual entry, they can reassess your return, delay processing, or even trigger an audit. Acting like manual entry is "not that onerous" downplays the frustration and risk of dealing with CRA mismatches. The entire point of auto-fill is to reduce errors and streamline filing, and when CRA fails to provide correct data, it puts taxpayers in an impossible position.

The claim that CRA has no deadline to post slips is misleading. While there may not be a legally enforced date, CRA still expects taxpayers to file on time and penalizes them for errors—even when those errors result from CRA’s failure to update its system. Suggesting people should "just wait" or rely solely on manual entry ignores the fact that CRA’s own system is what ultimately matters. There are no penalties for financial institutions reflecting a biased tax system.

Social media especially forums are full of gaslighters, deflectors, baiters, and trolls who derail discussions, manipulate facts, and downplay legitimate concerns. These tactics don’t change reality—CRA’s failure to upload slips on time is a serious issue that creates unnecessary complications for taxpayers.

If you don't have all your slips, you need to do your best and overpay any amount owing. Otherwise, contact your MP and/or file a notice of objection once you receive your NOA.

April 2, 2025
11:37 pm
Norman1
Member
Members
Forum Posts: 7425
Member Since:
April 6, 2013
sp_UserOfflineSmall Offline

Hmm said

Contrarians like in this forum and specifically this thread exist to troll and gaslight. Auto-fill is essential for anyone with multiple tax slips. What matters is what CRA’s system shows, not what your physical tax slips say. If auto-fill data doesn’t match your slips, you have to file by mail with an explanation, hoping CRA accepts it. More often than not, they won’t and will tell you to take it up with your financial institution or employer—both of which will just point back to CRA.

No, they are not. They are actually informed and you are not. That gaslighting psychobabble has no value.

Auto-fill has no legal significance. What I owe taxes on is what my actual income was. Taxes are not owed on the subset of slips or the set of duplicated slips that may show up in auto-fill.

You should learn how to file a formal notice of objection to deal with situations where CRA's records don't match reality. It does take months to resolve. That's the reality of lots of legal disputes.

If one pays more right away and is eventually found right, one earns 6% to 7% per annum until CRA refunds the overpayment. Lot better than chasing unpublished savings account offers.

April 3, 2025
2:57 am
JohnnyCash
Member
Members
Forum Posts: 374
Member Since:
April 21, 2022
sp_UserOfflineSmall Offline

Norman1 said

Hmm said

Contrarians like in this forum and specifically this thread exist to troll and gaslight. Auto-fill is essential for anyone with multiple tax slips. What matters is what CRA’s system shows, not what your physical tax slips say. If auto-fill data doesn’t match your slips, you have to file by mail with an explanation, hoping CRA accepts it. More often than not, they won’t and will tell you to take it up with your financial institution or employer—both of which will just point back to CRA.

No, they are not. They are actually informed and you are not. That gaslighting psychobabble has no value.

Auto-fill has no legal significance. What I owe taxes on is what my actual income was. Taxes are not owed on the subset of slips or the set of duplicated slips that may show up in auto-fill.

You should learn how to file a formal notice of objection to deal with situations where CRA's records don't match reality. It does take months to resolve. That's the reality of lots of legal disputes.

If one pays more right away and is eventually found right, one earns 6% to 7% per annum until CRA refunds the overpayment. Lot better than chasing unpublished savings account offers.  

Actually, I found it quite entertaining. Meanwhile, I went ahead and manually entered about 20 T4, T5, T3 and T5008 slips and hit the NETFILE button. Life goes on I suppose.

April 3, 2025
4:28 am
savemoresaveoften
Member
Members
Forum Posts: 3078
Member Since:
March 30, 2017
sp_UserOfflineSmall Offline

Hmm said
Dismissing auto-fill as useless ignores reality. If CRA’s data doesn’t match your manual entry, they can reassess your return, delay processing, or even trigger an audit. Acting like manual entry is "not that onerous" downplays the frustration and risk of dealing with CRA mismatches. The entire point of auto-fill is to reduce errors and streamline filing, and when CRA fails to provide correct data, it puts taxpayers in an impossible position.

Typical year one has to file by Apr30. CRA never guarantee all slips WILL BE in the system by that date to faciliate auto-fill. Slip matching occurs at a later date after Apr 30, not before.
So yes auto-fill is essentially useless. Except for someone who has only a T4 or government slips, both are uploaded way before Apr 30, but still not guarantee.

I enjoy punching in my slips and see how my tax changes, and it really takes the same amount of time, compare to doing auto-fill and then verify each slip one-by-one.
I did do auto-fill as a check to make sure at least I have every slip that CRA has. If I have more, I am good. If I have less, better investigate and have it fixed before I file my tax.

April 3, 2025
6:11 am
UkrainianDude
Member
Members
Forum Posts: 106
Member Since:
November 19, 2022
sp_UserOfflineSmall Offline

Nothing for me. From around 20 tax slips CRA only entered 1.
I am not sure what is going on but I will pay attention how I vote this April. Inefficiency must be fired.

April 3, 2025
6:38 am
RetirEd
Member
Members
Forum Posts: 1263
Member Since:
November 18, 2017
sp_UserOfflineSmall Offline

When in doubt, it's safest to at least file a return and then have it adjusted later. If you don't have the cash, a letter to them with the return and your understanding of the circumstances will usually smooth things out. There may be some interest but should be no penalties on top of that if you've filed on time.

RetirEd

April 3, 2025
7:22 am
AltaRed
BC Interior
Member
Members
Forum Posts: 3267
Member Since:
October 27, 2013
sp_UserOfflineSmall Offline

JohnnyCash said

Actually, I found it quite entertaining. Meanwhile, I went ahead and manually entered about 20 T4, T5, T3 and T5008 slips and hit the NETFILE button. Life goes on I suppose.  

For many years (decades?), I have manually entered the data into tax software for all tax slips for 3 tax returns and Netfiled. In a perfect world, it would be nice to be able to use Autofill and not have to verify/quality control all the inputs but Auto-fill is not perfect nor can it be, e.g. division of joint account income, conversion of USD to CAD, Schedule 3 Cost Basis of securities sold, etc. It is no real burden to enter all the data via keyboard strokes.

CRA issues an NOA based on the taxpayer's submission. After all, it is the taxpayer who declares their submission to be accurate and honest. It is only much later in the year that tax slip data matching is done internally by CRA.

April 3, 2025
8:53 am
Alexandre
Member
Members
Forum Posts: 1279
Member Since:
November 8, 2018
sp_UserOfflineSmall Offline

I don't know what is happening with CRA, but this is first year in many years when I had to enter all my tax slips manually in tax return, instead of using auto-fill.

April 3, 2025
11:38 am
Norman1
Member
Members
Forum Posts: 7425
Member Since:
April 6, 2013
sp_UserOfflineSmall Offline

Because of the changing taxation of 2024 capital gains, CRA is offering relief on late-filing penalties.

This year, all info returns and their slips have late-filing penalty relief until at least March 7. Some T3 info returns have relief until May 1.

April 3, 2025
11:45 am
Norman1
Member
Members
Forum Posts: 7425
Member Since:
April 6, 2013
sp_UserOfflineSmall Offline

AltaRed said

… In a perfect world, it would be nice to be able to use Autofill and not have to verify/quality control all the inputs but Auto-fill is not perfect nor can it be, e.g. division of joint account income, conversion of USD to CAD, Schedule 3 Cost Basis of securities sold, etc. …

None of the US and other foreign slips will ever show up in Autofill either. But, as one friend found out, CRA does eventually receive the info from their foreign counterparts. Years later, the friend received a notice of reassesment from CRA, adjusting taxable income upward for unreported US dividends received in a US stock account.

I haven't seen my amended T5 slip from Access CU, that corrected the messed up Hubert interest paid reported, ever showed up in my CRA online account. Yet, CRA issued the notice of assessment for my NETFILE'd return that used the amended slip and gave me the tax refund I claimed.

April 3, 2025
12:13 pm
canadian.100
Member
Members
Forum Posts: 1001
Member Since:
September 7, 2018
sp_UserOfflineSmall Offline

Alexandre said
I don't know what is happening with CRA, but this is first year in many years when I had to enter all my tax slips manually in tax return, instead of using auto-fill.  

You are absolutely correct. I do several tax returns for individuals and I also have had communications with CRA re some returns. This is the first year I have had to rely on full manual input of the tax slips - it was definitely not that way in the past. Under previous CRA Minister Diane Bouthillier (who was moved to Fisheries) and (who was dumped recently from cabinet by Carney) things seemed to have really gone downhill.
PS - I do not expect that Auto-Fill to be perfect - but it should be somewhat better than this in 2025.

April 3, 2025
1:03 pm
AltaRed
BC Interior
Member
Members
Forum Posts: 3267
Member Since:
October 27, 2013
sp_UserOfflineSmall Offline

Posted in another forum a short bit ago

New notice from CRA - moments ago:

Update on the availability of tax slips in Auto-fill my return and CRA portals
Beginning in January 2025, the CRA introduced a new validation process for organizations that submit information returns (like financial institutions and employers) to ensure the accuracy of the data they submit. While this change improves data quality, some issuers have had difficulties uploading tax slips, resulting in certain slips not appearing in My Account, Represent a Client, or the Auto-fill my return service as early as in previous years.

It should be noted that the difficulties experienced by issuers are separate and apart from their obligation to distribute slips to recipients by the filing deadline. As a result, we expect most taxpayers to have already received a copy of the slips they need to complete their tax returns. If you do not see a client’s tax slip in Represent a Client or when using Auto-fill my return, we recommend using the slips provided by their issuer (e.g., their financial institution or employer).

The CRA is actively working with issuers to address any outstanding issues and ensure tax slips are made available as soon as possible.

Please write your comments in the forum.