Income Tax Software Discussion & Recommendations | Page 7 | Income tax filing | Discussion forum

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
Advanced Search

— Forum Scope —




— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

sp_Feed Topic RSS sp_TopicIcon
Income Tax Software Discussion & Recommendations
May 4, 2022
3:49 pm
Righand
Member
Members
Forum Posts: 107
Member Since:
December 15, 2016
sp_UserOfflineSmall Offline

Norman1 said

RetirEd said

Has anyone considered that Tangerine may be using linked web data to determine its promo offers? As a non-web-using client, that may have been why I got crummy offers, or no offers at all, when others did better.

The information sharing doesn't work both ways. Google, Facebook, and Twitter know when you've visited Tangerine Bank's web site. But, Google, Facebook, and Twitter don't share what they know about you to Tangerine.

It is more likely you've missed some of the better offers because they were presented when one signs into Tangerine online banking.

I didn't receive e-mails to activate many of my Tangerine offers. I saw some of them only when I logged onto Tangerine online banking after someone was kind enough to report the offer here.  

<b

Norman1 said

RetirEd said

Has anyone considered that Tangerine may be using linked web data to determine its promo offers? As a non-web-using client, that may have been why I got crummy offers, or no offers at all, when others did better.

The information sharing doesn't work both ways. Google, Facebook, and Twitter know when you've visited Tangerine Bank's web site. But, Google, Facebook, and Twitter don't share what they know about you to Tangerine.

It is more likely you've missed some of the better offers because they were presented when one signs into Tangerine online banking.

I didn't receive e-mails to activate many of my Tangerine offers. I saw some of them only when I logged onto Tangerine online banking after someone was kind enough to report the offer here.  

Just curious, but how does Google know that I visited the Tangerine site ? I use Vivaldi, have a VPN and all cookies, history,cache,etc are cleared as soon as I switch sites, before browsing to a new one.sf-confused
FWIW, I don't use either Facebook or Twitter.

I have a separate machine that I use for banking etc. but for research, news and general everyday use I use Chrome and sometimes Firebug, right now I'm using the Chrome machine.

May 4, 2022
6:47 pm
Norman1
Member
Members
Forum Posts: 7133
Member Since:
April 6, 2013
sp_UserOfflineSmall Offline

Righand said

Just curious, but how does Google know that I visited the Tangerine site ? I use Vivaldi, have a VPN and all cookies, history,cache,etc are cleared as soon as I switch sites, before browsing to a new one.sf-confused
FWIW, I don't use either Facebook or Twitter.

Tangerine has web beacons on their web pages to Google, Twitter, and Facebook.

Technically, they don't know if it is you or your dog who is visiting Tangerine's site. But, they know enough to serve targeted ads.

May 9, 2022
3:43 am
RetirEd
Member
Members
Forum Posts: 1148
Member Since:
November 18, 2017
sp_UserOfflineSmall Offline

We don't know what information Tangerine is buying from the ad merchants. Or what third-party cookies they share.

The web beacons are real, by the way. Firefox is said to be working on ways to block them that aren't trivial to defend against.

If there are those little facebook/google/twitter/instagram/etc. symbols on a site, you can be pretty sure they host web beacons. If not, you CAN'T be sure they don't.

I have a blocklist that collects ad hosters I don't like, but those web beacons don't just disappear if you block the hoster.

For example, http://www.highinterestsavings.ca displays twitter and facebook icons on its pages, and they show twitter.hiscanada and facebook.hisacanada respectively as their links. But my twitter and facebook blocklist entries don't stop them, and I don't know the technique used.

I urge everyone to look at the link displayed when their mouse cursor is over a link. It will show you the first step in a referral chain. Finding later referrals requires quick eyesight or a very slow web connection. But if you successfully block the first one, the others don't get a chance.

The multiple referrals on some sites are a scam by the ad vendors to rip off advertisers by generating other click accesses.
RetirEd

RetirEd

May 9, 2022
7:15 pm
BlueSky
Member
Members
Forum Posts: 147
Member Since:
November 8, 2021
sp_UserOfflineSmall Offline

RetirEd said

I have a blocklist that collects ad hosters I don't like, but those web beacons don't just disappear if you block the hoster.

For example, http://www.highinterestsavings.ca displays twitter and facebook icons on its pages

I use Firefox and have added several addons such as Privacy Badger, and ABP (anti-block plus). I don't see Twitter and Facebook on http://www.highinterestsavings.ca. In fact, the page loads all the content, and displays the Simplii Financial ad. Those software addons "learn" to recognize such tracking beacons and block them.

May 9, 2022
8:47 pm
BK
Member
Members
Forum Posts: 23
Member Since:
March 30, 2022
sp_UserOfflineSmall Offline
125sp_Permalink sp_Print

I use Firefox also and can confirm:
Privacy
4 tracking systems on highinterestsavings.ca :
1 Social networks
2 Ad tracking
1 Web Analytics

February 28, 2023
1:39 pm
bhuc
Toronto
Member
Members
Forum Posts: 141
Member Since:
October 5, 2017
sp_UserOfflineSmall Offline
126sp_Permalink sp_Print

Warning:
If your using Wealthsimple Tax there maybe a problem with
"Calculation for the tax deducted for the elected split pension amount"
Line 36 of Step 5 of Form 1032 Joint Election to Split Pension Income

StudioTax and TurboTax have it correct but WealthSimple tax does not !

March 1, 2023
8:00 am
FastJonny
Ontario
Member
Members
Forum Posts: 51
Member Since:
February 20, 2022
sp_UserOfflineSmall Offline
127sp_Permalink sp_Print

bhuc said
Warning:
If your using Wealthsimple Tax there maybe a problem with
"Calculation for the tax deducted for the elected split pension amount"
Line 36 of Step 5 of Form 1032 Joint Election to Split Pension Income

StudioTax and TurboTax have it correct but WealthSimple tax does not !  

Wealthsimple: I'm looking at that calculation of taxes assigned for the transfer amount to be assigned to the correct 'payor' appears to be correct on my returns. bhuc, is it off a small amount or major on your example?

March 1, 2023
10:12 am
bhuc
Toronto
Member
Members
Forum Posts: 141
Member Since:
October 5, 2017
sp_UserOfflineSmall Offline
128sp_Permalink sp_Print

Tax paid on pension income is box 22 of T4A
The amount W.S. tax is off by $63 hence
ie: if tax paid in box 22 of my T4A is $1500
then W.S. is reporting $1437 in the calculation on form 1032 step 5 line 35
Where they came up with this number is anyones guess, it should be $1500.
Studiotax and turbotax both are using $1500 in their calculation.
Looks like this requires some investigation by W.S.

March 1, 2023
12:01 pm
FastJonny
Ontario
Member
Members
Forum Posts: 51
Member Since:
February 20, 2022
sp_UserOfflineSmall Offline

bhuc said
Tax paid on pension income is box 22 of T4A
The amount W.S. tax is off by $63 hence
ie: if tax paid in box 22 of my T4A is $1500
then W.S. is reporting $1437 in the calculation on form 1032 step 5 line 35
Where they came up with this number is anyones guess, it should be $1500.
Studiotax and turbotax both are using $1500 in their calculation.
Looks like this requires some investigation by W.S.  

bhuc, the amount of income tax from box 22 on my T4 includes the tax on both eligible and non-eligible pension income for splltting purposes. See the note #4 under line 68040. Mine is reduced by $61.66 because I had a couple hundred $'s in taxable benefits in box 119 that do not qualify to split.
Box 22 is not directly copied to Line 35 if all your income is not eligible to split.

March 1, 2023
1:05 pm
bhuc
Toronto
Member
Members
Forum Posts: 141
Member Since:
October 5, 2017
sp_UserOfflineSmall Offline
130sp_Permalink sp_Print

FastJonny said

bhuc, the amount of income tax from box 22 on my T4 includes the tax on both eligible and non-eligible pension income for splltting purposes. See the note #4 under line 68040. Mine is reduced by $61.66 because I had a couple hundred $'s in taxable benefits in box 119 that do not qualify to split.
Box 22 is not directly copied to Line 35 if all your income is not eligible to split.  

StudioTax and TurboTax both use the amount from box 22 (T4A) on line 35 to determine tax split.
Either way all I am saying is either Wealthsimple is right and StudioTax and Turbotax are wrong or vise versa, they both can't be correct in calculating the split tax

March 16, 2023
7:28 am
COIN
Member
Members
Forum Posts: 1129
Member Since:
March 15, 2019
sp_UserOfflineSmall Offline
131sp_Permalink sp_Print

A couple of questions for the members.

1) What tax software are you using? I've been using StudioTax for years.

2) What ant-virus are you using? I've been using AVAST for years.

March 16, 2023
8:38 am
Save2Retire@55
Member
Members
Forum Posts: 845
Member Since:
January 3, 2013
sp_UserOfflineSmall Offline
132sp_Permalink sp_Print

1. Wealthsimple Tax
2. Only Windows Defender

March 16, 2023
10:04 am
krwilson
Member
Members
Forum Posts: 149
Member Since:
March 15, 2019
sp_UserOfflineSmall Offline
133sp_Permalink sp_Print

1. UFile PC Tax Software the past 10 years
2. Only Windows Defender

March 16, 2023
7:52 pm
MG
Member
Members
Forum Posts: 274
Member Since:
February 16, 2013
sp_UserOfflineSmall Offline
134sp_Permalink sp_Print

1. Studio Tax for at least 10 years
2. AVG free antivirus for at least 10 years, also free CCleaner and free Malwarebytes

March 17, 2023
5:22 am
savemoresaveoften
Member
Members
Forum Posts: 2976
Member Since:
March 30, 2017
sp_UserOfflineSmall Offline

Mytaxexpress

Windows defender. Also free CCcleaner and free malware bytes.

For those that are not tech savvy, some of these virus protection software are known to result in some weird Windows behavior, Norton antivirus being one of them. Also one has to know if what they are reporting is a real threat or not. Some are way too sensitive and almost use a scare tactics to make u buy more of their products.

Cccleaner is good for removing those hard to remove old registries, which helps to improve performance esp of an older windows and system. But if u already on windows 10 or newer and has a SSD, it’s benefit is minimal in my experience.

March 17, 2023
10:34 am
BK
Member
Members
Forum Posts: 23
Member Since:
March 30, 2022
sp_UserOfflineSmall Offline
136sp_Permalink sp_Print

1. Genu Tax for 3 years
2. AVG free antivirus for at least 10 years, and free Malwarebytes

March 17, 2023
3:32 pm
AltaRed
BC Interior
Member
Members
Forum Posts: 3109
Member Since:
October 27, 2013
sp_UserOfflineSmall Offline
137sp_Permalink sp_Print

1. UFile for 15+ years. 3 returns.
2. Windows Defender and Malwarebytes free. I scan with the latter about once per week.

March 17, 2023
4:26 pm
Bill
Member
Members
Forum Posts: 4008
Member Since:
September 11, 2013
sp_UserOfflineSmall Offline
138sp_Permalink sp_Print

My internet service has always been with Bell, I'm under the impression there's some kind of virus protection included as part of it, no? Never had a problem.

March 17, 2023
6:03 pm
Retiredfa
Member
Members
Forum Posts: 18
Member Since:
January 23, 2019
sp_UserOfflineSmall Offline
139sp_Permalink sp_Print

Bell includes McAfee Antivirus software when you signed up for their internet service.

March 18, 2023
7:26 am
COIN
Member
Members
Forum Posts: 1129
Member Since:
March 15, 2019
sp_UserOfflineSmall Offline
140sp_Permalink sp_Print

I think a small fish like me is at little risk of being hacked. The bigger fish that I deal with like banks/credit unions/credit bureaus/hospitals etc. are my real risk.

Please write your comments in the forum.