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GIC Rate Change
February 19, 2019
6:52 am
GR
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1 year GIC interest rate decreased to 3.00%.

February 19, 2019
9:45 am
bb123
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That's unfortunate. Looks like they still have an impressive 2 year rate @ 3.30% though. I hope that doesn't reduce before my upcoming renewals. Given the talks of stalled rate hikes until at least December 2019 and even the possibility of decreases, I think I'm going to invest for 2 years for now.

February 19, 2019
10:01 am
Loonie
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The one year rate still shows as 3.1% on my screen right now, 1pm EST
https://www.implicity.ca/Rates/

February 19, 2019
10:24 am
Shawguy
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The email stated it is effective tomorrow.

March 28, 2019
6:25 am
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effective March 28, 2019.

1 Year GIC/ RSP/ RIF/ TFSA Term Deposit 2.85% from 3.00%
2 Year GIC/ RSP/ RIF/ TFSA Term Deposit 3.00% from 3.10%
3 Year GIC/ RSP/ RIF/ TFSA Term Deposit 3.10% from 3.15%
4 Year GIC/ RSP/ RIF/ TFSA Term Deposit 3.25% from 3.35%

June 21, 2019
8:47 am
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Lower GIC Rates:

1 Year GIC/ RSP/ RIF/ TFSA Term Deposit 2.55% from 2.60%
2 Year GIC/ RSP/ RIF/ TFSA Term Deposit 2.65% from 2.75%
3 Year GIC/ RSP/ RIF/ TFSA Term Deposit 2.80% from 2.85%
4 Year GIC/ RSP/ RIF/ TFSA Term Deposit 2.90% from 3.00%
5 Year GIC/ RSP/ RIF/ TFSA Term Deposit 3.05% from 3.15%

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