

5:21 pm
December 18, 2008

Ideal Savings - New Deposit Special - 2.5% until April 30, 2018
https://idealsavings.ca/rates/
Rates are effective November 1, 2017. All rates are calculated on a per annum basis and are subject to change without notice.
*The New Deposit Special will be offered for a limited time only. The 2.50% rate will be guaranteed until April 30, 2018 only on new funds deposited to Ideal Savings to a new qualifying account.
To qualify, the New Deposit Special account must be opened during the period when the 2.50% product is being promoted on http://www.idealsavings.ca/rates, which is subject to change at any time.
Effective November 1, 2017 the rates for all existing Ideal Savings accounts are as follows:
- the Ideal Savings Special 2.50%, guaranteed to December 31, 2017, has been extended to be guaranteed to April 30, 2018;
- the Ideal Savings Special 2.30%, guaranteed to December 31, 2017, has been changed to a rate of 2.50%;
- the Ideal Savings Special 2.25%, guaranteed to December 31, 2017, has been changed to a rate of 2.50%; and,
- the regular Ideal Savings rate is 2.00%.
If you have any questions please email us at info@idealsavings.ca.
So if I am reading this correctly...anyone who opened an account when it was the 2.25% promo will now get 2.50% but only till December 31, 2017. If you open an account on or after November 1, 2017 you will get 2.50% till April 30, 2018.
3:17 pm
May 28, 2013

This works fine for me. I was one of those lucky enough to open an account during that narrow window when a select few were given 2.5% till the end of 2017. Ideal has now confirmed to me that all of my balance will now get 2.5% until April 30, 2018.
Ideal is a great place to park excess cash to any amount (as long as their rates remain attractive), since in the other institutions I won't put in more than the 100K covered by CDIC.
10:09 pm
September 25, 2017

1:18 pm
July 10, 2011

Looks like it just changed.. 2.25% as of Nov 16.. https://idealsavings.ca/rates/
Rates are effective November 16, 2017. All rates are calculated on a per annum basis and are subject to change without notice. *The Ideal Savings Special and Ideal TFSA Special (variable) will be offered for a limited time only. The 2.25% rate will be guaranteed until December 31, 2017 only on new funds deposited to Ideal Savings into a qualifying account. To qualify the Ideal Savings Special and/or Ideal TFSA Special (variable) account must be opened during the period when the product is being promoted on http://www.idealsavings.ca/rates, which is subject to change at any time.
6:08 am
March 30, 2017

8:43 am
April 6, 2013

Peter said
Oddly, the promo is back to 2.50% again
I think they started a new promotion and adjusted the current offers:
* The New Deposit Special will be offered for a limited time only. The 2.50% rate will be guaranteed until April 30, 2018 only on new funds deposited to Ideal Savings to a new qualifying account. To qualify, the New Deposit Special account must be opened during the period when the 2.50% product is being promoted on http://www.idealsavings.ca/rates, which is subject to change at any time. Effective November 1, 2017 the rates for all existing Ideal Savings accounts are as follows: the Ideal Savings Special 2.50%, guaranteed to December 31, 2017, has been extended to be guaranteed to April 30, 2018; the Ideal Savings Special 2.30%, guaranteed to December 31, 2017; has been changed to a rate of 2.50% and guaranteed to December 31, 2017; the Ideal Savings Special 2.25%, guaranteed to December 31, 2017, has been changed to a rate of 2.50% and guaranteed to December 31, 2017; and, the regular Ideal Savings rate is 2.00%.
Please write your comments in the forum.