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Email this7:38 pm
February 16, 2013
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Just received notification this evening...
7:56 pm
March 30, 2017
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Those that has money at Tang at 2.2% should be all over the 1y redeemable being a effective 3mth rate of 3.05%
Duca also need to up their game.
Only thing I dont like about Hubert is they dont have edeposit...
8:13 pm
September 24, 2019
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savemoresaveoften said
Those that has money at Tang at 2.2% should be all over the 1y redeemable being a effective 3mth rate of 3.05%
Duca also need to up their game.Only thing I dont like about Hubert is they dont have edeposit...
If you have a linked bank with them though, you can purchase a GIC directly from your bank. So I have an account with Hubert and if I want to purchase the one yr GIC cashable after 3 mo., I can purchase immediately from CIBC rather than from my Hubert HISA.
8:47 pm
April 6, 2013
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With Hubert, the one year term deposit is an account.
One opens a one-year term account and can pull funds from linked external accounts directly into the new account. No need to pull funds into a Hubert savings account first.
11:50 pm
April 14, 2021
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savemoresaveoften said
Those that has money at Tang at 2.2% should be all over the 1y redeemable being a effective 3mth rate of 3.05%
Even my 2.8% Tang promo funds (that expire Jul 31) are going over to Hubert.
4:19 am
March 30, 2017
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Alexandra said
If you have a linked bank with them though, you can purchase a GIC directly from your bank. So I have an account with Hubert and if I want to purchase the one yr GIC cashable after 3 mo., I can purchase immediately from CIBC rather than from my Hubert HISA.
oh thats great to know ! will save a day or 2 waiting for transfer !!
I am waiting for DUCA to send it over to my bank and hope its NOT 7 days as they said on the website
5:21 am
January 1, 2018
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I created Five separate 1yr GICs throughout Feb, when it was 2.0% rate; I have yet to act on cashing in [and earn 1st qtr interest], but with this latest jump today, I think the time is now, to rebuy new 1yr GICs... maybe 4 of them for flexibility.
Q. what is the most effective way to go about this? ie do you need to phone a CSR, or can it be done online. Thanks
7:18 am
March 30, 2017
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Jim Sherat said
I created Five separate 1yr GICs throughout Feb, when it was 2.0% rate; I have yet to act on cashing in [and earn 1st qtr interest], but with this latest jump today, I think the time is now, to rebuy new 1yr GICs... maybe 4 of them for flexibility.Q. what is the most effective way to go about this? ie do you need to phone a CSR, or can it be done online. Thanks
you have to call in and give them instruction, ideally at least a few days ahead of next interest date.
7:53 am
February 7, 2019
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savemoresaveoften said
you have to call in and give them instruction, ideally at least a few days ahead of next interest date.
I usually do it at 8:00AM CST the day the quarterly interest is added to the GIC. The $ go into the HISA immediately ready to fund a new GIC by 9:05AM ... Their CSR's are available 7 days/week ...
| CGO |
8:19 am
February 20, 2013
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Q. what is the most effective way to go about this? ie do you need to phone a CSR, or can it be done online. Thanks
I don't wait until the day the quarter interest is added. I have called in sometimes 2 weeks prior to the quarter ending to give instructions to redeem on the quarter date. I use phone number 1-833-378-6682 that I was given for this purpose.
9:03 am
January 1, 2018
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Thanks for all the info and hints on the Redemption / Re-purchase mechanism.
Although I was a bit tardy in this my first venture with Hubert, and lost some interest as a result, on 4 of the 5 GICs, I'm all set now with 3 new ones at 3.2%, and one more to come in early June. I will be more on top of the key dates going forward. Thanks again. 🙂
9:17 am
January 12, 2019
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savemoresaveoften said
Those that has money at Tang at 2.2% should be all over the 1y redeemable being a effective 3mth rate of 3.05%
. . .
Already done @ 7:00 this mownin. 
-
Dean
" Live Long, Healthy ... And Prosper! "
2:21 pm
December 20, 2019
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I have a number of Hubert GIC's on the quarterly term coming due in a week or so.
There really is no rush, just wait for the quarterly interest to be deposited and then send them an email or use live chat to close the GIC's and open new ones at the new rate.
Worst that can happen is you lose a days interest but the interest for the quarter is safe and sound.
3:57 pm
April 2, 2018
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KamWest said
There really is no rush, just wait for the quarterly interest to be deposited and then send them an email or use live chat to close the GIC's and open new ones at the new rate.
They are not accepting instructions over the chat regarding closing GIC due to 'security reasons'.
You HAVE to call and provide instructions. Since they work 7 days a week, calling them on quarterly maturity day is not a problem. Just watch maturity is not on bank holiday.
5:04 pm
March 8, 2022
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They are not accepting instructions over the chat regarding closing GIC due to 'security reasons'.
You HAVE to call and provide instructions. Since they work 7 days a week, calling them on quarterly maturity day is not a problem. Just watch maturity is not on bank holiday.
Thank you for that. As I am due early June.
4:52 pm
March 8, 2022
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rpotter28 said
They are not accepting instructions over the chat regarding closing GIC due to 'security reasons'.
You HAVE to call and provide instructions. Since they work 7 days a week, calling them on quarterly maturity day is not a problem. Just watch maturity is not on bank holiday.Thank you for that. As I am due early June.
Just to report back, i called Hubert today and it was a very quick, pleasurable experience! Other than their mandatory 3 security questions, it took less than a minute to get it done. The agent said he couldn't put the money in a new GIC, only in my HISA account. Fair enough, I then can purchase another GIC or whatever.
11:04 pm
October 21, 2013
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Rate Update
Effective Thursday, June 9, our rates (both registered and non-registered) are changing, including our daily savings rate. The daily savings rate can be applied to TFSA, RRSP, and RRIF products.
New daily savings rate (effective June 9) 2.05%
New term rates (effective June 9):
1-year term - 3.25% average
2-year term - 3.65%
3-year term - 3.85%
4-year term - 4.05%
5-year term - 4.35%
Quarterly breakdown of our 1-year term (effective June 9):
The first three months: 3.10%
Months four to six: 3.20%
Months seven to nine: 3.30%
The last three months: 3.40%
(by email)
Please write your comments in the forum.