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Email this8:04 pm
April 5, 2018
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HSBC High Rate
Bonus Rate 2.35%
$0 to 24,999 -2.80%
$25,000 to 49,999 -3.35%
$50,000 to 99,999 -3.40%
$100,000 and over -3.50%
on New Deposits up to CAD 1 million
3:24 am
May 5, 2018
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not worth it
3:32 am
October 21, 2013
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...up to $1million - but only insured up to 100,000.
I wouldn't go near them in any event. My last encounter was enough to put me off forever.
12:07 pm
February 20, 2018
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The window to invest right up until nov15?
Whats considered a new deposit?
12:14 pm
December 17, 2016
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hotmony said
The window to invest right up until nov15?
Whats considered a new deposit?
TAP on the link the OP provided.
6:39 pm
March 8, 2018
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My fund is currently at Meridian for 2.85% interest which will end in Sep 30.
Seeing that HSBC offers 3.5% till Nov 15, I plan to move fund from Meridian to HSBC tomorrow Sep14 with a $7 draft (keep the account open). My question is: will my Meridian Advantage savings account still earn the interest from Sep1 to Sep13?
9:18 pm
April 5, 2018
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My experience with RBC, Scotia and Tangerine is that they pay interest till the day you withdraw. The deposit usually happens at the beginning of next month.
8:03 pm
March 8, 2018
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miro said
My experience with RBC, Scotia and Tangerine is that they pay interest till the day you withdraw. The deposit usually happens at the beginning of next month.
I withdrew all money from Meridian today with a bank draft but surprisingly the interest from the 1st two weeks of Sep was included with a given choice of closing the account.
5:15 am
June 24, 2015
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In my opinion, I think the DUCA 3.25% offer 'til 3 Dec is the better offer with 250K insured.
7:42 pm
March 8, 2018
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You are right. I misread Duca offer period and did not feel good about re-opening the account (closed it a few months ago after last promo) perhaps with additional credit hit.
11:50 am
December 20, 2016
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Loonie said
I wouldn't go near them in any event. My last encounter was enough to put me off forever.
What was the problem you had with HSBC?
Stephen
1:12 pm
October 21, 2013
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HISAhopper said
You are right. I misread Duca offer period and did not feel good about re-opening the account (closed it a few months ago after last promo) perhaps with additional credit hit.
Yes, DUCA does a hard credit check.
They claim it is to protect all members, as fraud happens in other ways than with credit. I found this annoying but they would not budge as it's a matter of policy. They may be right; I don't know.
1:16 pm
October 21, 2013
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Nehpets said
What was the problem you had with HSBC?
Stephen
Very difficult, time-consuming, protracted process of redeeming RSP. It took two visits, a few weeks, and several hours of waiting around. I may have documented this on another thread. It consisted of one mutual fund from their own in-house offerings.
The staff were nice but I had the impression at least one of them was not impressed with working there due to antiquated systems.
9:34 am
December 1, 2016
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Can someone clarify. The entire promo is until November 15th and you earn the "up to" 3.5% up until November 15th OR do you have until November 15th to open this account. If the latter, how long does the promo rate go for?
I am thinking its the former, that is, you only earn the promo rate until November 15th, which means the promo rate lasts only for ~2months, if this is the case, not worth it 
5:48 pm
February 20, 2018
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Hsbc discourage some customers
ends nov 15 is my understandin
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