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Email this12:20 pm
January 12, 2019
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Today's Food-For-Thought, from BNN . . .
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Damned if you Do ... and Damned if you Don't ! 
- Dean
" Live Long, Healthy ... And Prosper! "
12:48 pm
December 12, 2020
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Yes sir, we are fu*ked.
1:50 pm
October 27, 2013
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I recall some members here were locking in 5 year GICs at 5+% for the past year or so and hopefully they continued the effort on subsequent renewals of maturing GICs on that ladder.....and didn't get seduced by the higher 1 year GIC rates in the meantime. Those rates look rather good now. All GIC term rates are likely going to be under 4% soon.
2:41 pm
January 12, 2019
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That 'Soon' part ⬆ will most likely happen right after the BoC makes it's next interest rate announcement, on Dec. 11th.
- Dean
" Live Long, Healthy ... And Prosper! "
1:37 am
November 18, 2017
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Isn't this why we (should?) have been taking long positions on high yields? We've seen the rates dropping and been calculating the results of inverted yields to get our best outcomes.
I just took a 1-year for my new RRIF, but that gives me the best yield on what is a small, rapidly declining investment. The rest of my deposits map out my best yields.
If inflation is dropping, we'll still be doing better than during the peak inflation period last year.
RetirEd
6:00 am
April 27, 2017
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Whatcha gonna do? I am shortening durations of fixed income. Still have money in funds with ~ 6 to 7 year effective duration (ZAG, FBND) and what used to be 5 year GICs but new money is going into funds with less than 3 years’ duration (like VSC, ZST and money market). And I swapped some ZAG for VSC a couple of months ago.
Generally I am a passive investor but more active with my 30% allocation to fixed income.
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