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Travelling Abroad
April 8, 2018
5:56 pm
Top It Up
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I never purchase trip insurance per se, only travel health insurance, so I'm curious what's covered off in the $500,000? And if it's not prying what was the premium cost for that coverage?

April 8, 2018
6:35 pm
Bill
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She was a public sector worker, it's included in her pensioner's health care/drug plan that she pays for every month off her pension cheque. It's pretty comprehensive, lists everything that might cost you if you are hospitalized or need health care while travelling. She was wondering only about the amount as I told her someone here said you need $1 million.

April 9, 2018
5:17 am
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$1 Million seems excessive unless say you're a family of 8 travelling together. I think it's age and circumstance dependent but I wonder how much additional coverage travellers buy for say loss of life or limb coverage - coverage they don't normally have in their everyday lives, at home.

April 9, 2018
5:30 am
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For me, I can't stress strongly enough the advantages of dealing with a BIG 5 bank, particularly when it comes to travel.

In the case of CIBC, offering services like Apple Pay, immediate text and email alerts of account activity and NOW, posting real time credit card transactions to my account adds to a more secure travel experience for me - that security means more to me than any savings on the Fx fee free credit cards currently offered in the market.

April 9, 2018
8:11 am
Bill
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Thanks, Top it Up, I thought $500K was lots but I'm not really up on this topic.

April 11, 2018
3:27 pm
Save2Retire@55
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Top It Up said
For me, I can't stress strongly enough the advantages of dealing with a BIG 5 bank, particularly when it comes to travel.

In the case of CIBC, offering services like Apple Pay, immediate text and email alerts of account activity and NOW, posting real time credit card transactions to my account adds to a more secure travel experience for me - that security means more to me than any savings on the Fx fee free credit cards currently offered in the market.  

My MBNA MasterCard has the real time credit card transactions for years. I know it is owned by TD but not really a big 5 bank thing. Also, it fails when it comes to alerts. Received my Fido MasterCard just today and going to see how it behaves in Europe next month.

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