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Email this4:59 pm
October 21, 2013
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Winnie made a mistake, but that doesn't give anyone the right to take or steal money that they know perfectly well was not intended for them.
Hacking a password this way is fraud, as I understand it. And fraud is a crime.
I am not a lawyer.
6:05 pm
October 21, 2013
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If someone gets into my house because I left the window open and steals my brand new overpriced computer, it's theft, just not B & E.
6:18 pm
March 30, 2017
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Loonie said
If someone gets into my house because I left the window open and steals my brand new overpriced computer, it's theft, just not B & E.
Don’t forget u r not a lawyer lol
7:27 pm
October 21, 2013
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Right. just repeating what a cop told me once.
8:54 pm
October 27, 2013
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The unfortunate thing is it won't matter whether it is theft or not. Seems theft under $1-2k is so prevalent these days, there is scarcely acknowledgement, never mind doing nothing about it.
9:11 pm
October 21, 2013
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Yes, that's what I've heard too. They are slightly more interested in fraud but only if it's part of a larger pattern or gang.
That doesn't make it right though.
8:28 am
December 7, 2011
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Loonie said
Winnie made a mistake, but that doesn't give anyone the right to take or steal money that they know perfectly well was not intended for them.
Hacking a password this way is fraud, as I understand it. And fraud is a crime.
I am not a lawyer.
Thanks Loonie!
I would also agree, that doesn't give anyone the right to take or steal money, but I think, that I handled money to that wrong recipient and asked him/her to accept or decline, when Interac message appeared "Winnie sent you $300".
Also, that recipient did not hacked a password. My silly question was "What is my first name?" Anyone can answer that, when message appeared "Winnie sent you $300".
I still think, that it is my fault completely and I just handled money to that wrong recipient. But, when I asked for money back and no reply from that recipient, he/she stealing my money, because now he/she knows now, that money was not intended for them.
9:48 am
October 21, 2013
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You must have been distracted when you dreamed up that security question, Winnie!
In any event, in answer to your original question, I doubt think there is anything more you can do, realistically. The bank will be happy to tell you it's your fault. And police will not do anything either because they have bigger priorities and just don't have the time to pursue what is likely to be considered a weak case.
10:06 am
April 2, 2018
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Lesson learned.
You have no case at all. Even if you find out who other party is (which is extremely highly unlikely) he could claim you DID send HIM money but then you got into argument and you changed your mind. Or you bought something from him on kijiji and for whatever reason, after few days you did not like the bought item/service and wanted refund.
NEVER type email, security codes, referral codes, passwords, etc.
ALWAYS use copy/paste from 10000% and 50000x times verified source (like saved Word doc, notepad, etc.).
11:43 am
September 11, 2013
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I guess what I still don't understand is, was it just coincidence that that wrong email address was also set up to accept e-transfers? My understanding of this stuff is pretty rudimentary but far as I know if someone sends me an e-transfer at my main email address it's not set up with a link to my bank account to put the funds into.
12:07 pm
November 6, 2018
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Bill said
I guess what I still don't understand is, was it just coincidence that that wrong email address was also set up to accept e-transfers? My understanding of this stuff is pretty rudimentary but far as I know if someone sends me an e-transfer at my main email address it's not set up with a link to my bank account to put the funds into.
Your email address does not have to be set up with a link to your bank account (unless you want to enable autodeposit). When you receive the email from Interac, click on the "Deposit Your Money" button and select your bank from the options shown, sign in as usual and choose which account to make the deposit. (If you have autodeposit enabled for a specific email address, Interac sends an email letting you know that funds have automatically been deposited.)
12:22 pm
September 11, 2013
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Oh I see, that makes it easy - thanks, BillieBob. I do have an email address that I use just for my financial institutions, that one's set up, but my general email address is not.
12:51 pm
March 30, 2017
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Bill said
I guess what I still don't understand is, was it just coincidence that that wrong email address was also set up to accept e-transfers? My understanding of this stuff is pretty rudimentary but far as I know if someone sends me an e-transfer at my main email address it's not set up with a link to my bank account to put the funds into.
Actually most people I know of have set up autodeposit. It is just so much easier cuz the recipient has nothing to lose, as evident in Winnie's case.
4:07 pm
October 27, 2013
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savemoresaveoften said
Actually most people I know of have set up autodeposit. It is just so much easier cuz the recipient has nothing to lose, as evident in Winnie's case.
It is the way I have had it for some years (autodeposit) to the email address set up in my FI. One can have a unique email address for it if they want too but I don't see the point.
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