Linking TD acc't to other institutions | General financial discussion | Discussion forum

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
Advanced Search

— Forum Scope —




— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

sp_Feed Topic RSS sp_TopicIcon
Linking TD acc't to other institutions
September 20, 2016
2:22 pm
deepcman
Member
Members
Forum Posts: 27
Member Since:
November 18, 2014
sp_UserOfflineSmall Offline

Do any others have difficulty linking their TD checking account to other institutions for monetary transfers or for pre-approved debits? So far I've experienced difficulties linking it to my NBDB account and just gave up trying to link it to Hydro as they continued to reject payment. TD says the problem is not on their side yet all the other institutions know of the difficulty with TD.

September 20, 2016
6:29 pm
Norman1
Member
Members
Forum Posts: 7197
Member Since:
April 6, 2013
sp_UserOfflineSmall Offline

Double check the transit number, institution number, and account number.

All TD Canada Trust accounts are institution number 004.

The transit number can be tricky. A TD Canada Trust branch can end up with accounts of different transit numbers than the branch's transit number after smaller branches in the area are consolidated with it. For example, TD branch #18 has these four possible transit numbers:

00182-004 Guelph Main, 34 Wyndham Street, Guelph, ON N1H 4E5
03052-004 Guelph Mcdonnell, 34 Wyndham Street, Guelph, ON N1H 4E5 (Sub to 00182)
24102-004 Wyndham & Cork, 34 Wyndham St, Guelph, ON N1H 4E5 (Sub to 00182)
24962-004 Guelph Wyndham, 34 Wyndham St., P O Box 576, Guelph, ON N1H 4E5 (Sub to 00182)

September 21, 2016
12:19 am
Loonie
Member
Members
Forum Posts: 9396
Member Since:
October 21, 2013
sp_UserOfflineSmall Offline

I run my external bank accounts through TD and have not had a problem. However, I do utility payments elsewhere.

September 21, 2016
3:47 am
JenE
Member
Members
Forum Posts: 417
Member Since:
May 24, 2016
sp_UserOfflineSmall Offline

I've got more than 6 monthly debit payments with TD, including utility payments, and have never had a problem.

September 21, 2016
6:25 am
Norman1
Member
Members
Forum Posts: 7197
Member Since:
April 6, 2013
sp_UserOfflineSmall Offline

Would it be possible to get the three-digit Return Reason Code for the failed transactions, from Hydro and National Bank Direct Brokerage?

A list of the codes is on page 6 of CPA Standard 007. For example, 902 (Account not found) and 907 (No Debit Allowed).

Please write your comments in the forum.