Life insurance stocks | General financial discussion | Discussion forum

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
sp_Search Search
Advanced Search
Advanced Search

— Forum Scope —




— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

sp_Search Search
Go to Bottom
No permission to create posts
sp_Feed Topic RSS sp_TopicIcon
Life insurance stocks
March 19, 2020
7:27 pm
Bud
Member
Banned
Forum Posts: 1375
Member Since:
February 20, 2018
sp_UserOfflineSmall Offline
Go to Top
1sp_Permalink sp_Print

What makes these things tick currently selling low the big 3 Manulife Sunlife Great-West
They do better in rising asset value environment e.g. stock market. How bout interest rates are they as sensitive as the banks?

March 20, 2020
4:25 am
savemoresaveoften
Member
Members
Forum Posts: 2994
Member Since:
March 30, 2017
sp_UserOfflineSmall Offline
Go to Top
2sp_Permalink sp_Print

I believe rates sensitivities are even bigger for insurance companies than banks due to the the expected liabilities they need to discount to PV. With lower rates, the PV of the liabilities is huge (think of a pension plan) and that seriously affect their capital (ability to do new business), liquidity, etc

No permission to create posts
sp_Feed All RSS
Go to top

Please write your comments in the forum.