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Email this4:26 pm
January 3, 2013
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As the topic says, let's see if we can predict from previous experiences.
I am debating between Oaken and Meridian. Let's hear from you. This is only a fun prediction game 🙂 Peter won't give out prizes to the winner.
5:13 pm
October 21, 2013
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It could be a relatively obscure CU. Ganaraska CU offered 4% last Spring for a few months.
5:20 pm
January 3, 2013
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Right! But as I recall they need an in-branch visit so not really comparable to those who offer the same with an online application / process.
6:30 pm
October 21, 2013
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Have cheque; will travel! - for the right price
6:45 am
February 13, 2018
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Northern CU offered 4% last spring on a HISA! Am currently at 3.5% at HSBC on a HISA! Savers deserve some better rates! It’s been too long at these low rates!
7:42 am
February 27, 2018
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Could be EQ?
CUs in Manitoba have been asleep, maybe OUTLOOK will do something?
6:25 pm
January 3, 2013
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I hope EQ. I moved all my non-registered from EQ to Meridian for their 3.15% promotion. Will move back to EQ when the promotion is over.
6:33 pm
January 3, 2013
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gamgam said
Northern CU offered 4% last spring on a HISA! Am currently at 3.5% at HSBC on a HISA! Savers deserve some better rates! It’s been too long at these low rates! Â
You should have mentioned: Promotion Period: September 10 – November 15, 2018. It is technically only 2 months and if the saver doesn't have an HSBC account, it would even be less. Maybe 1.5 months (Open, transfer, etc). It is not really worth the new account / effort unless you have a high amount ($300K+) considering their regular interest rate is 1.15%.
Did I mention the 3.5% only applicable to new moneys for $100K+ deposits?
7:37 pm
October 21, 2013
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I'd be willing to predict that it won't be one of the Big 5, 6, or 7!
8:15 pm
February 17, 2013
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Kinda glad I grabbed CC's 4% for 33 month offer back in the spring.
First for a 5 year term? I'll guess EQ or one of the Manitoba CU's.
8:02 am
February 13, 2018
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Rick said
Kinda glad I grabbed CC's 4% for 33 month offer back in the spring.
First for a 5 year term? I'll guess EQ or one of the Manitoba CU's. Â
Coast Capital only available to BC residents. Great offer tho! Hope you’re right about Manitoba CU’s! The Lonely Planet!
10:18 am
January 3, 2013
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Loonie said
I'd be willing to predict that it won't be one of the Big 5, 6, or 7!
Yes, those big ones don't need our money! We help those who help us 🙂
BTW, it seems any big name should be avoided in Canada including big Internet providers, Big wireless providers, big insurance providers, etc.
It is so funny that I use EBOX for my internet > $52 TAX-in. The service is provided by Rogers. If I switch to Rogers for the same thing, I will end up paying $94!
No BIG name for me unless they give me a great deal.
10:19 am
January 3, 2013
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Rick said
Kinda glad I grabbed CC's 4% for 33 month offer back in the spring.
First for a 5 year term? I'll guess EQ or one of the Manitoba CU's. Â
Yes, I think we should more focus on those offering the same offer across the country (Exception: QC).
4:38 pm
February 13, 2018
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Save2Retire@55 said
You should have mentioned: Promotion Period: September 10 – November 15, 2018. It is technically only 2 months and if the saver doesn't have an HSBC account, it would even be less. Maybe 1.5 months (Open, transfer, etc). It is not really worth the new account / effort unless you have a high amount ($300K+) considering their regular interest rate is 1.15%.
Did I mention the 3.5% only applicable to new moneys for $100K+ deposits? Â
Save2Retire@55 said
You should have mentioned: Promotion Period: September 10 – November 15, 2018. It is technically only 2 months and if the saver doesn't have an HSBC account, it would even be less. Maybe 1.5 months (Open, transfer, etc). It is not really worth the new account / effort unless you have a high amount ($300K+) considering their regular interest rate is 1.15%.
Did I mention the 3.5% only applicable to new moneys for $100K+ deposits? Â
Note up to $1,000,000 @ 3.5 %. Worth it for me! Not locked in!
5:43 pm
January 3, 2013
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gamgam said
Note up to $1,000,000 @ 3.5 %. Worth it for me! Not locked in! Â
Certainly if it is more than $300K what I said 🙂
9:06 am
October 29, 2017
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Rick said
Kinda glad I grabbed CC's 4% for 33 month offer back in the spring.
First for a 5 year term? I'll guess EQ or one of the Manitoba CU's. Â
Me too, still 2 more years on that term.
I'm hoping EQ will be the first to 4%. Although an FI with a TFSA would be better, go Tangerine.
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