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PC Financial has everything you listed. The "good customer service is tough to rate because it is so subjective.

I transfer money to and from ING Direct without any fees. I have brokerage accounts with E*Trade and TD Waterhouse and I can easiky transfer funds to/from them.

We have been banking through Presidents Choice for numerous years now. They are fine for your general day-to-day needs, however, we found that we do require a regular bank account as well. Reason is:
We have been in need of a bank draft on occasion, i.e. when purchasing a car, or buying our house. While PC does do this, it is time consuming and expensive. If you need smaller sums of money to be transferred, email transfers to the trick.
Credit cards: While we like PC's no fee credit card with the added bonus of points which can be used for anything one could buy at Loblaws, Superstore and Fortinos etc., if you use your credit card for business purposes such as we do, and you are establishing credit, be aware that credit limits are set extremely low at first and creep up slowly. ALthough we have a very high credit limit at a different bank, we started out with only $3,500 at PC. In the past, when we started out with our other credit card, we just prepaid the card and were able to use it up with the prepayment, but be aware that President's Choice does not do this. So, if you think of prepaying your card by $5,ooo would increase your limit by $5,000 such as it does at other banks, it does not at PC. Apparently they have had a lot of complaints about it and are looking into changing it, but I am not holding my breath.
We have held a mortgage through them, had a line of credit, savings, so we pretty much have used all of their services, and have generally encountered only the highest customer service.
So, can highly recommend them, with the above limitations.
Hope this helps,
Doris

Hello people: I've been doing some online research, and there's another interesting option that's not in the charts on this site.
Manulife Financial... http://www.manulifebank.ca/can.....t_accounts
...offers a high interest chequing account! The chequing is free but there are per transaction charges for ATM use, direct payment etc.

Now it seems to me, Manulife has the one thing the HSBC Direct Savings Account lacks (chequing), and vice versa...between the two of them, a person could be able to write cheques, use ATMs & Interac, pay bills etc, AND be earning interest on their money at the same time! Am I missing anything?

This could get even better when interest rates go up.:smile:

Well, yeah, but that'a a reflection of the current economic situation. Sadly, 1% makes them relatively "high interest savings" in today's terms. Take a look at our host's chart and you'll see there's not much higher, and nothing else that offers the kind of access that might make it practical to use the account as your main bank account for money that you will regularly access. (I'm not considering ICICI because of the reports of abyssmal customer service and other problems.)

One year ago these accounts were more like 3%. Hopefully in the future they will rise again accordingly. Basically now, high interest anything is a joke.