comparison: time delay deposits and transfers | General comparisons | Discussion forum

I have been researching many of the online banks talked about here and their services they offer. I am particularly interested in the time delay in transferring money between accounts within the same institution and between the brick and mortor banks and the online banks. Is there a time delay when soneone makes a deposit from brick and mortor bank and the online bank? Do these online bank, as a rule, link the brick and mortor bank accounts with the online accounts? Do the brick and mortor banks link accounts with the online accounts? Is there a fee for this? What kind of time delay is there when someone opens an account with the online banks? Most of the online banks claim they have few or no fees associated with their accounts. Is this true?