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Email this1:56 pm
May 24, 2016
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I’ve just checked EQ TFSA GIC rates and unless I’m missing something the 2.5% 3 month rate is no longer available. Showing 1.5% for 3 months. Rats! Someone tell me it ain’t so!
2:02 pm
March 26, 2018
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JenE said
I’ve just checked EQ TFSA GIC rates and unless I’m missing something the 2.5% 3 month rate is no longer available. Showing 1.5% for 3 months. Rats! Someone tell me it ain’t so!
If that is the case, that's going pretty low with only four days left in the year.
2:07 pm
October 15, 2015
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I still see 2.5% here
2:08 pm
October 27, 2013
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Still shows 2.5% at https://www.eqbank.ca/personal-banking/tfsas
2:26 pm
May 24, 2016
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Well, I guess I didn’t go down the page far enough! Thanks for checking it out and putting me straight
9:30 am
September 30, 2017
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My EFT dated Dec 20th (Sun) is already unhold today 29th (Tue).
Hm. This is out of my expectation, delightfully .
... also I don't think my other banks do that - dating EFT transactions on a non-business day
10:38 am
February 1, 2016
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hwyc said
My EFT dated Dec 20th (Sun) is already unhold today 29th (Tue).
Hm. This is out of my expectation, delightfully... also I don't think my other banks do that - dating EFT transactions on a non-business day
Same thing here. Our "pull" on Dec. 19 is no longer on hold. I arranged for a transfer of "old money" into TFSA on Jan. 1 and "new contribution" on Jan. 2. Next task is to get that into a 3-mo. GIC asap.
X2 for spouse as well. Very smooth so far.
9:49 pm
October 15, 2015
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I was surprised because a pull on dec 23rd is just off hold! So that means the 24th and 28th both counted.
3:26 pm
February 17, 2013
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topgun said
Pushing funds to EQ HISA you lose 1 day interest at most.
Good call. Pushed on the 29th, credited on the 30th, alerts arrived on the 31st. No funds on hold.
10:23 am
October 15, 2015
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So it looks to me like you can only have 1 tfsa savings account. Is that correct?
11:04 am
September 11, 2013
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christinad, do you mean at EQ, or in general? You can have TFSAs at various institutions. At EQ, I'd guess you can put some in a TFSA GIC plus put some in a TFSA savings account, but I'm just guessing.
11:34 am
March 26, 2018
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christinad said
So it looks to me like you can only have 1 tfsa savings account. Is that correct?
I have two. One for myself and one for my wife. I can't see why it would matter how many TFSA accounts you have as long as you didn't exceed your contribution limit.
2:12 pm
October 29, 2017
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Mmmm... 2.5% GIC.
2:26 pm
September 29, 2017
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Vatox said
Mmmm... 2.5% GIC.
Gone... only 1.5% now
2:48 pm
September 6, 2020
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I stuck with a 5 year GIC in my TFSA @ 1.75% today. Not at EQ.
Have a Great Day
2:58 pm
August 28, 2019
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smayer97 said
Gone... only 1.5% now
It's still at 2.5% for now. Could go away at any time, though.
TFSA only, btw. The regular 3 month one has been at 1.5% for a while.
Adam
4:02 pm
September 11, 2013
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pianoman8849, you say you have 2 TFSAs, one for you and one for your wife. So really you only have one, and your wife also has one, is that what you mean?
4:09 pm
March 26, 2018
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Bill said
pianoman8849, you say you have 2 TFSAs, one for you and one for your wife. So really you only have one, and your wife also has one, is that what you mean?
Yes, I know I should have clarified that. Of course that's not really two accounts for one person, as what was being asked. I do have two tfsa accounts at different institutions, one of them being EQ. I might be splitting my contributions. Not sure yet. I just can't go over the $ 50,000 limit.
4:19 pm
October 15, 2015
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Just to clarify what i mean, with hubert you can set up multiple tfsa accounts as you can with eq bank unregistered. I looked at the interface again and it looks like you can only have one tfsa account with eq which is too bad.
5:16 pm
September 29, 2017
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Adam1 said
It's still at 2.5% for now. Could go away at any time, though.
TFSA only, btw. The regular 3 month one has been at 1.5% for a while.
Thanks for correcting me... I had looked a day or two ago and could no longer find it... was clearly looking in the wrong place. Now I found it again. Thx!
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