DUCA HISA rate increase | Page 2 | DUCA Credit Union | Discussion forum

Loonie said
That's a useful chart.
You can deposit a cheque of any amount at branch if convenient.  

I found while deciding whether I should try signing up again or not.

For those interested, they have improved their sign up process so that it's much easier than in the recent past, when I had tried to sign up and it wouldn't work.

Service from them so far has been good. Seems like a good place to park some funds while further evaluating what's going on. I'm still reluctant to lock anything away for my usual 5 year ladder, especially when you're able to take advantage of offers like this to mitigate the losses while waiting for an event to stunt the rate increases.

davidgeorge said
When will DUCA 3.1% rate end?  

They don't seem to have posted an end date, but it was scheduled to Dec 31/22 during the previous version of this promo. Basically. I think it means it's in place until they decide otherwise but not indefinitely.
Given the history of this promotion, where the rate has been raised 4 times already and the deadline has been extended at least once, I'm not worried. I expect the rate to continue to lead the trend until the trend changes. Previous versions have stated that the rate could be changed at any time, so perhaps there's not much point in naming a date.

There is nothing automatic about it but DUCA has increased this promo rate four times already. They will change the rate whenever they feel it is appropriate.