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Email this11:04 am
October 21, 2013
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You seem to be saying two different things, Norman.
To clarify, we have a Diners' Club credit card which we acquired many years ago. Diners' Club was acquired several years ago by BMO. We still have this card, which is now issued by BMO, and it says "Diners Club" on it with DC's traditional logo. When BMO acquired it, it became a MasterCard. There was never any connection to Discover. Perhaps the latter applies to a US card?
As an aside, I think I read somewhere recently that Discover has been acquired by another bank, but didn't pay much attention to the notice.
the US?
11:52 am
April 6, 2013
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Bank of Montreal only acquired the North American franchise for Diners Club. So, Bank of Montreal has the sole right to issue Diners Club branded cards in Canada and US.
The franchisor Diners Club International was bought by Discover. Discover didn't take out any of the franchises that were issued. So, the Diners Club franchise for North America is still owned by Bank of Montreal.
Discover did dismantle the separate card network that accepted Diners Club charges. Those charges can now be accepted by their card network for Discover cards.
Looks like Bank of Montreal decided not to use the Discover card network to accept its Diners Club-branded cards. Instead, the bank has decided to use the brand on some of its MasterCard cards and have them accepted through the MasterCard card network.
5:56 pm
December 12, 2009
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If you're in B.C., one of the (few) good things left with the provincial Crown auto insurer, ICBC, is RoadsidePlus. Not only is it cheap and cover rental cars, it also covers Uhaul rental trucks up to 5,000 GVW and utility trailers; saves you paying the $15-25 SafeMove insurance Uhaul will try and sell you. 🙂
The Triangle MasterCards from Canadian Tire Bank have something similar to BCAA roadside assistance as well as car rental insurance that is second to none.
Cheers,
Doug
1:53 pm
November 18, 2017
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Haven't checked today, but I've always used SafeMove because of lower deductables...
RetirEd
2:13 pm
October 21, 2013
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Norman1 said
Bank of Montreal only acquired the North American franchise for Diners Club. So, Bank of Montreal has the sole right to issue Diners Club branded cards in Canada and US.The franchisor Diners Club International was bought by Discover. Discover didn't take out any of the franchises that were issued. So, the Diners Club franchise for North America is still owned by Bank of Montreal.
Discover did dismantle the separate card network that accepted Diners Club charges. Those charges can now be accepted by their card network for Discover cards.
Looks like Bank of Montreal decided not to use the Discover card network to accept its Diners Club-branded cards. Instead, the bank has decided to use the brand on some of its MasterCard cards and have them accepted through the MasterCard card network. Â
OK. This agrees with my experience.
To reiterate more simply, the Diners' Club credit card available to Canadians is now a BMO Mastercard with a DC logo.
The Discover organization is basically irrelevant to us now.
9:13 pm
March 5, 2020
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Save2Retire@55 said
Hi,I am interested to know about your experience when in need of Credit Card insurance help. Mostly curious about car rental insurance details. Did it go as expected?
I always decline any extra insurance and hope the promised CC insurance works but gladly never needed to use it in any of the 35+ countries I rented a car in.
Thanks. Â
Usually they are pretty good. I remember I had to cancel a trip several years ago due to my illness and the Travel insurance on the TD Aeroplan card was able to give me a full refund on my airplane ticket once I provided them with a doctor's note attesting that I was not able to travel. The refund was quite quick too.
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