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Email this2:14 pm
December 17, 2016
Offline
WOW - talk about an UNFRIENDLY credit card -
Annual Fee - $12.95
Monthly Fee - $3.00
Cash Advance Fee - $5.00
Over limit Fee - $5.00 (One time only. Card is cancelled second time.)
Interest Rate: - $17.99%
Card Limits: $200 - $10,000
Approved ATM Transaction - Canada - $5.00
Approved ATM Transaction - International - $5.00
Approved Point of Sale (POS) Transaction - Canada - $0.00
Approved POS Transaction - International - $3.50
Monthly Inactivity Fee - $2.00
Declined Transaction Fee - $0.10
Bill Payment Fee - $0.50
Chargeback Investigation Fee - $10.00
% Fee on All International Transactions - 3.50%
Paper Statement Fee (in lieu of electronic copy) - $2.50
For further Terms and Conditions - https://refreshfinancial.ca/credit-card/
6:04 pm
January 3, 2013
Offline
Approval without credit check.
I think they can charge people whatever they want as the risk is high. Have no idea how any bank will give anyone credit without checking their history. Oh well.
3:20 am
October 21, 2013
Offline
It's a secured card, so they're not taking much risk.
Most of their potential customers would be better off with a bank account and a debit card, but I guess it allows them to build some kind of credit history eventually - at a price!
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