Paying tax, utility, and insurance bills with Canadian Tire credit cards | Page 4 | Credit card reward programs | Discussion forum

Has anyone tried to do a University Payment, namely Mcmaster.
Just wondering if there is the "University CC fee". From what some people are saying, it probably should work with no charge.

Different institutions may have different policies, but I remember paying my University fees with Visa, for the Aeroplan points, years ago. There was no service surcharge. However, things may have changed.

Years before, Visa did not allow merchants to charge fees for the use of their card. Their policy was, 'if merchants want to accept our card, merchants must eat the cost of the transaction.' Years later, I have been told that they are changing this policy and allowing merchants to legitimately levy additional fees for use of their card.

Under the old policy, merchants could still get around it by offering one price (inclusive of the card service charge,) but allow a 'cash discount' (equal to the credit card charge).

Would this workaround work with any CC, or just with Cd Tire?

Yes, that's what I suspected. I just wanted to clarify as I don't think CT had been named on this thread yet.

I didn't know they included university tuition though. Howver, I'm long past that!

All offer this service. The difference is earn rate... World = 1%, and IIRC non-World = 0.5%.

The other differences have to do first with qualification and other benefits.

smayer97 said
To get to list of payees:
Once logged in,
1. click Payments at the top
2. On left, under Pay Bills click Manage Payees, then click Add Payee
3. CDN Tire will send to your registered email Security Verification code to be able to proceed
4. Once code entered, you can search for your payees.

Tip: add as many as possible in one go to avoid additional security verifications. Otherwise each time you start the process to "Add Payee"(step 2) you will need to be verified again.

This is NOT setting up and there is no way to set up pre-authorized payments that auto-adjust. You enter the amount you want paid. That is why I create my own equal billing payments.... really easy to do for cyclical bills, eg. utilities....
1. Figure out the average of bills for a 12 month period.
2. figure out which month the bills fall below that average.
3. start paying the average amount from that month forward for the next 12 months (this will create a buffer/credit to hopefully cover the higher cost months)
4. set a reminder to check the bill on the 12th month and recalculate your average for the next 12 months based on the last 12 months.
5. You may want to make your monthly payments a little higher to create a larger buffer for the 12th month.

Note that you can schedule a payment up to 2 years in advance.

For property taxes, it is a little trickier for Toronto because they require 2 cycles of 3 monthly payments that are almost but not quite equal. But I just set reminders to adjust these once a year for each 3 month cycle (so 2 reminders per year) AND I set the amount to equal amounts based on the highest amount... the extra few cents get registered as a credit on the tax account.

CT allows setting up pre-authorized payment of your full balance of your credit card.  

Thank-you, this is awesome. I am now set up to pay my Hydro One bill and my House tax via credit card, that I thought was unavailble.

thank you @smayer97 @Norman1 for the clarification.

Happy weekends guys, Having a question regarding the property tax number.

After I added my property tax number (19 digits). I shows with * symbol with it even while i try to edit it. Will this still work? Anyone had similar issue pls?

Thank you!

davidgeorge said

You probably entered only 18 digits in your tax number. If this is the case, add a "0" at the begining, "01946********0000" to make it 19 digits.  

Thank you, I just tried deleted it and add again, it is exactly 19 digits otherwise it will prompt an error. so it is still hiding some # with **.

However if i add some toronto tax numbers it will never hide. Guess this is the way it works? anyway to verify?

Did anybody get an offer from Canadian Tire Triangle CC for $150 if you sign up for the card?