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So, they declined you before Rogers approved you?
I could almost understand the decline if they knew you'd just gotten another new card, but seems they didn't know.
You ought to have been informed long before now!

Thanks for keeping us informed of your "progress".

Save2Retire@55 said

I really wanted to cancel to avoid another hit on my credit ...

After this trip, I'll cancel my Scotia Gold (got the $300 in bonus points and already used it), wait couple months, and then apply for the new Rogers card (or hopefully something better comes out).  

If you have Fido master card you can upgrade without a credit hit. Just phone them. You must say you make over 80,000 or have a household income of 150,000 or its a no go. They randomly select to verify your income they said. You can spend over 2100 a month for 6 months also. But just saying you will spend over 2100 a month doesn't seem to work very often.

Household to them is everyone in the house (not just your partner).

It's unlikely they would force the household members to turn over their T4s. They will ask for yours possibly. It's unlikely from my understanding.

Where it can come into play is, if you lie the insurances of the card can be seen as invalid. The records could be turned over to the government. It could show a tendency of lying in court cases. It is considered fraud to lie about income.

They don't care. They need to see a spend of 2100. You can say you spend that though it sometimes works. Not often.

If you say you have household income over 150,000 or over 80,000 personal income they will upgrade you.

They might ask what you do or the incomes of the people in the household. They don't verify at that point. They may latter on.

As I mentioned before, it's better not to lie about things like this.

Loonie said
So, just to be clear, are you saying that if you are already spending at least 2100 on your credit card monthly, that this will be sufficient to convince them to give you the upgrade, regardless of income?
Would they need to see you actually spending it on their lower-level card or would they want to see your statement from another card?
If this written anywhere?  

Most on RFD and Reddit say 2100 a month for 6 months. That is also what a agent said to me. Works out to 25000 a year roughly.

Yes, regardless of income requirments or family income requirments one can get this card by having a 2100 a monthly spend (not a average over 6 months) over a 6 month period (at least, meaning they still might reject or not extend a offer, it doesn't automatically qualify, just that they would consider you).

No it's not written anywhere, I looked. You need to phone in and ask about it.

To me the agent said they dont care about spending on other cards only their card.

thanks, Norman.

It appears, then, that a spending minimum is an alternative criterion which is acceptable to MC: "shall only be given to a well-defined class of cardholders based on individual spending and/or income thresholds."

While the minimum income is stated, the spending threshold is not, leaving us to wonder if it is at the discretion of the individual card issuer.
If you only use this card for travel, it could be difficult to establish a pattern of spending a minimum amount every month.

Since these limits are coming from MC and Visa, it may explain why Amex is able to often offer better deals, i.e.high rewards with low minimum incomes. I have often wondered about that. I guess the government isn't interested in them for some reason. Perhaps they are a much smaller player, especially with a more limited selection of merchants.