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Email this10:42 am
November 26, 2008
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Hi,
Next year I will be traveling with the kids to Europe and will need to buy 7 plane tickets.
I need to pay for a bike race in Portugal $4000 with plane tickets
I think I am now out of the free card league (been using the Roger’s card for the last year) and accumulated $700 in reward.
I am mentally ready to pay $450/600 annually for the best reward credit cards that give I don’t know 3%/4% on purchased or give free flights.
Let me know what you recommend.
Thank you!
Max
The day you become free is the day you work for fun.
7:39 am
August 9, 2014
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Try Scotia momentum infinite/ CIBC dividend platinum with 10% cash back promo for first 3 months (Scotia) and 4 billing cycle (CIBC)
7:41 am
August 9, 2014
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Jon said
Try Scotia momentum infinite/ CIBC dividend platinum with 10% cash back promo for first 3 months (Scotia) and 4 billing cycle (CIBC)
Maybe apply for both? Especially both cards wave first year annual fees.
7:46 am
February 11, 2024
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I have 3 cards.
Simplii Visa (free) I use this only for restaurants, coffee shops etc. 4%
TD Visa Infinite Cash Back (free with my chequing account) I use this only for groceries and gas. 3%
Rogers World Elite MasterCard (free) I use this for $US purchases 3% and everything else 1.5%
8:18 am
December 12, 2021
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Max said
Hi,
Next year I will be traveling with the kids to Europe and will need to buy 7 plane tickets.
I need to pay for a bike race in Portugal $4000 with plane ticketsI think I am now out of the free card league (been using the Roger’s card for the last year) and accumulated $700 in reward.
I am mentally ready to pay $450/600 annually for the best reward credit cards that give I don’t know 3%/4% on purchased or give free flights.
Let me know what you recommend.
Thank you!
Max
The best of the best card to have in your wallet is the American Express Platinum Card. Annual Fee: $799 and Enjoy
$200 Annual Dining Credit at some of Canada’s best restaurants
Access to a $200 Annual Travel Credit
Access to airport lounges worldwide
usually there is a Welcome Bonus points.
9:10 am
November 3, 2022
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Whatever card you choose, consider applying through the Great Canadian Rewards portal:
http://www.greatcanadianrebates.ca
They offer good rebates for applying for many of the cards discussed in this thread, in the range of $50 - $150.
I've made use of this rebate service multiple times over the years, and while the rebate is slow to arrive, it always pays off.
10:40 am
September 29, 2017
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IF you have ANY Rogers product (cell, cable, internet), Rogers Mastercard is a GREAT card... 3% rewards on all purchases when reward is applied to paying for Rogers services, otherwise 2%, on EVERYTHING. Also has the broadest acceptance.
Oh, and the card is FREE!
12:18 pm
August 4, 2010
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qzjxk said
TD Visa Infinite Cash Back (free with my chequing account) I use this only for groceries and gas. 3%
The TD VI Cashback also has 3% on recurring/preauthorized payments. You'd have to be sure that any individual PAD was properly coded as such by the merchant, and not just done as a regular card charge, and TD is terrible in that their statements give no indication as to what % cashback individual statement items qualified for.
I actually just entered some Visa statement info into a spreadsheet (they do tell you the amount of extra $ earned on top of the 1%, so I can work out the total that did 3%), and it looks like between the three categories, over half my monthly charges are qualifying for 3% in one way or another, but I have no idea of the breakdown, although it works out roughly 2% on average. If you click on the details of a particular charge online in Easyweb, they do have the merchant code for that transaction, and if you know those you can check individual merchants as to whether they are groceries or gas (Walmart isn't either). But I don't think there's anyway to know if a particular PAD charge was actually considered such or not.
12:19 pm
October 27, 2013
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I agree Rogers Red, and especially Red World Elite, are generous for a no fee card even without a Rogers service.
We are happy users of the Elite version and additionally get the Rewards @ 50% gross up (3%) as credit to our Shaw (Rogers) bill.
12:22 pm
May 15, 2007
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Rail Baron said
Whatever card you choose, consider applying through the Great Canadian Rewards portal:http://www.greatcanadianrebates.ca
They offer good rebates for applying for many of the cards discussed in this thread, in the range of $50 - $150.
I've made use of this rebate service multiple times over the years, and while the rebate is slow to arrive, it always pays off.
I must point out that we have our own equivalent for some of those cards, sometimes with higher rebates: https://cashback.highinterestsavings.ca
5:04 pm
April 20, 2019
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Max said
Hi,
Next year I will be traveling with the kids to Europe and will need to buy 7 plane tickets.
I need to pay for a bike race in Portugal $4000 with plane ticketsI think I am now out of the free card league (been using the Roger’s card for the last year) and accumulated $700 in reward.
I am mentally ready to pay $450/600 annually for the best reward credit cards that give I don’t know 3%/4% on purchased or give free flights.
Let me know what you recommend.
Thank you!
Max
Hi Max,
I believe I read you are an ortho. You may want to check out the private physician fb groups for this kind of thing. Or the prince of travel website for more info. Generally speaking the various AmEx platinum cards are good for travel. I don’t have any Amex cards as I dont travel very often right now. However, Amex may not be accepted as widely as visa and Mastercard. It’s also more complicated if this is a business vs personal card. TD also has a decent card that’s $600/year. Free 1st checked bag. Maple leaf Lounge access/ priority line access. And maybe nexus rebate? Can also get a slight discount if you are a TD private banking client.
I currently keep things simple with the Rogers world elite (free card); TD visa invite as mentioned by others as fee is waived and have the Scotia passport visa infinite for travel- fee waived. This has good exchange rates; for a credit card, no forex fee and 10 dragon passes but that’s no longer attractive as too many people have this access now. I’ve had to wait in lines for an hour to get in at Pearson airport so I’d suggest getting one of the premium Amex platinum cards or $600 TD card. That’s what I plan to do when I plan to travel again. This may also depend on where you bank though. No one wants to open more accounts it’s hard to keep track of so many accounts these days.
Enjoy the trip!
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