American Express Business Edge Card | Credit card reward programs | Discussion forum

I just saw this card advertised on Twitter, targeted at small businesses:

https://www.americanexpress.com/ca/en/business/business-credit-cards/business-edge-card

Unofficially, it's the business version of the Amex Cobalt, which I reviewed here.

The earn rate of 3X the points applies to restaurants, "Rides & Gas", and "Office Supplies & Electronics". Groceries only earn the base rate of 1 point per dollar, unlike with the Amex Cobalt, where you earn 5X the points. Of course, groceries are a regular expense for most individuals but not most businesses.

Other than the sign-up bonus, it's interesting that you get 10,000 points ($10 value if redeemed against travel) every month where you spend at least $3,000. For my business I'm less likely to want to switch cards every year, so ongoing benefits are important to me.

It also has Car Rental Theft & Damage Insurance, which I've benefited from before on other cards for business travel.

With a $99 annual fee, it doesn't quite give me the necessary value for what my business (website development) spends on. It it waived the foreign currency exchange fee that would tip the scales. However, perhaps for other people the 3X point categories matches their business spending categories better.