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Email this8:09 am
October 29, 2017
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This is what CC is offering these days. Quite pathetic.
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8:51 am
February 17, 2013
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I expect they will be losing a lot of deposits this month as the 33 month 4% promo comes to an end.
9:02 am
October 29, 2017
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Rick said
I expect they will be losing a lot of deposits this month as the 33 month 4% promo comes to an end.
Those Spring conversion offers look mighty good now!
10:20 am
October 15, 2015
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Were people whose 4% gic came due offered anything different? I haven't bothered to phone, but curious.
6:03 am
October 21, 2013
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I imagine they'll be quite happy to lose those deposits. Most FIs seem to be top heavy with deposits these days, and spending is down, so it sits there.
8:08 am
February 17, 2013
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christinad said
Were people whose 4% gic came due offered anything different? I haven't bothered to phone, but curious.
Phoned me yesterday with a 20 month @ 1.25% offer. I declined, he pushed but backed off when he couldn't match Tang's promo or Motive's everyday rate.
Vatox said
Those Spring conversion offers look mighty good now!
Maybe....time will tell. I'm not able to conduct the 4 pages of calculations necessary that CC uses to figure out the rate. Definitely wasn't willing to lock it up for 28 or 38 months. Ask again in 2024.
2:41 pm
October 29, 2017
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Rick said
Phoned me yesterday with a 20 month @ 1.25% offer. I declined, he pushed but backed off when he couldn't match Tang's promo or Motive's everyday rate.
Vatox said
Those Spring conversion offers look mighty good now!Maybe....time will tell. I'm not able to conduct the 4 pages of calculations necessary that CC uses to figure out the rate. Definitely wasn't willing to lock it up for 28 or 38 months. Ask again in 2024.
I just got a quote for the converted rate and that’s in writing. Don’t need to go through the calculations.
2:44 pm
December 16, 2020
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christinad said
Were people whose 4% gic came due offered anything different? I haven't bothered to phone, but curious.
Nothing offered worth looking at! I didn't even see any teasers. As others have said here, I suspect CC was happy to get out of those juicy 4% divvy's they had locked in.
Looks like a miserable year ahead for rates in general.
4% over 33 months and am now sitting new money @ 1.4% with Hubert for a yearly rate .... eeee!
Have to put money to work somewhere other than banks 😐
4:15 am
November 18, 2017
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Coast Capital has not historically been a big high-rate competitor. Their big 4% promotion was, we were told, to create a war chest for their conversion from provincial to federal credit union. I'm not expecting anything big from them in the future.
It's usually a sudden need for cash that spawns really good offers. Here's where we come to find them!
RetirEd
RetirEd
2:29 pm
September 24, 2019
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If you go back to page one of Coast Capital forum under "new offer", you will see some posts there about the rates they were offering if clients would extend their terms. It was pretty good. I kept most of mine accepting the extension but cashed on large Term in when the 4% GIC matured.
2:02 pm
October 29, 2017
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Alexandra said
If you go back to page one of Coast Capital forum under "new offer", you will see some posts there about the rates they were offering if clients would extend their terms. It was pretty good. I kept most of mine accepting the extension but cashed on large Term in when the 4% GIC matured.
Just went back to that thread. This is a quote by me in post 71 July 6
“ I'm quite sure you won't get any rates of 2% and higher, come December. That's why the 2.6% is a great deal if you take the 38 months and only deal in guarantees, not stocks.”
Love my 2.7% for 38 months!
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