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GIC Interest Rates INCREASED
June 7, 2021
9:01 am
Dean
Valhalla Mountains, British Columbia
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canadian.100 said

LK said
I don't see any change to CTFS website re rates: https://www.myctfs.com/Rates/

Currently lists the following.

High Interest Savings* 1.55%

GICs** (Rates effective 2021-06-03)
1 Year 0.50%
2 Year 0.75%

Tax Free Savings (Rates effective 2021-06-03)
Tax Free High Interest Savings* 1.55%
1 Year Tax Free GIC** 0.50%
2 Year Tax Free GIC** 0.75%
3 Year Tax Free GIC** 0.85%
4 Year Tax Free GIC** 0.95%
5 Year Tax Free GIC** 2.04%

Do people really buy GICs at these rates?  

Two of them ⬆ ain't too shabby ❗ sf-smile

As for the rest of them, we should . . .

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

June 8, 2021
6:18 am
lhsaid
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I'm confused ! No idea what this article is about. As LK said, there is no rate change in their web site: https://www.myctfs.com/Rates/

June 11, 2021
9:39 am
hwyc
GTA
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Changes are recorded here locally

... another change captured today

June 13, 2021
8:52 am
Pythagoras
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I can't see anywhere, besides the first post in this thread, the Canadian Tire Bank GIC rate for 1 year is 2.3%.

Can anyone confirm whether this is indeed the case?

June 13, 2021
8:57 am
HermanH
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That 2.3% rate was true 2020-03-23, but has since dropped to 0.5%

https://www.highinterestsavings.ca/profile/canadian-tire-bank/gic-rate-history/

June 14, 2021
12:17 am
Pythagoras
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HermanH said
That 2.3% rate was true 2020-03-23, but has since dropped to 0.5%

https://www.highinterestsavings.ca/profile/canadian-tire-bank/gic-rate-history/  

Hey, thanks!!!

June 14, 2021
11:17 am
savemoresaveoften
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canadian.100 said

LK said
I don't see any change to CTFS website re rates: https://www.myctfs.com/Rates/

Currently lists the following.

High Interest Savings* 1.55%

GICs** (Rates effective 2021-06-03)
1 Year 0.50%
2 Year 0.75%

Tax Free Savings (Rates effective 2021-06-03)
Tax Free High Interest Savings* 1.55%
1 Year Tax Free GIC** 0.50%
2 Year Tax Free GIC** 0.75%
3 Year Tax Free GIC** 0.85%
4 Year Tax Free GIC** 0.95%
5 Year Tax Free GIC** 2.04%

Do people really buy GICs at these rates?  

given some keep their cash in savings account and "happily" earning 0%, why not sf-laugh

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