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8:48 pm
i think CTFS will give you a $20 reward too.
"1 To receive a deposit of $20 CDN in your first Canadian Tire High Interest Savings account you have to be eligible to open and must open such Account between March 1st, 2008 and June 30th, 2008. Once you make an initial deposit into your Account between March 1st and June 30th, it will be deemed to be open and we will deposit the $20 CDN into the Account within 30 days. This offer ends on June 30th 2008, and may be changed, extended or withdrawn without notice."
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btw, i felt that it is a bit unfair for those customers just opened up CTFS account a few weeks ago. Should we turn down the existed one and open up a new one with this double promo?!
9:46 pm
for me I would be benefiting more with the 5.5% that I signed up for than a lower 5.0% plus one deposit free of $20. I read it somewhere in this forum though but not too confident about it but someone said that after our 90 days, is it really true that the money transferred into our savings account will be entitled to the new 5.0% promo??? so for me, i would get another month of 5.0% instead of the regular rate(since their new promo ends at the end of June). anyone have any evidence to that? If this is not the case, are these promos only entitled to people that have never opened up a savings account at CTFS? I see in our acct that we can "open" another savings account, so does that mean then we are entitled the promo if we open another savings acct?
8:16 am
Just an update. I received a letter from CTFS stating that, for every $ we transfer into our existing accounts with them, between 1 Oct - 31 Dec 2007, we too will receive the 5.5% rate! Basically, they are doing what ING did this summer, with the big difference being that of their FIVE point FIVE interest rate!!!!! Afterwards, they will revert back to their regular 4% rate (ie in 1 Jan 2008).
Yee-haaaaaaaaa! Perfect timing cause that HSBC 5% rate special is about to end in a week, and I can't stand their website's design and accessibility!
I am aware about that but this was one an individual said earlier last year which I am sure their conditions of the promo policy did not change but they still entitled existing customers the promo rate. I just wondered if there was any truth to this.
9:31 am
Let's hope that person was new to the customer service position and that she/he only read what was on the website instead of actually knowing the "inside" functionality of these promos. you said that as an existing customer, u still got the promo, did you open another account or ur existing account was just entitled to the promo?
2:10 am
Stella said:
you said that as an existing customer, u still got the promo
This was back when they offered 5.5% around Oct-Dec. After looking at the mail I received, the promotion was for new money and not limited to new customers.
For the 5.0% promo that started this month, it is only for new customers.
12:48 pm
Their rate is only at 4.6% for NEW customers only. However, their 5.5% rate from Oct - end Dec last year was for both new and existing customers - which I took advantage of! Just as their promotional offer was over, HSBC had one of their own at 4.75%, so I switched over there but it ends 2 May 08. Haven't heard of anyone else offering any summer promotions..
🙁
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