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Email this2:34 pm
November 5, 2009
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CTFS just emailed me saying:-
"We’ve changed the interest rate applicable to your High Interest Savings Account. Your interest rate is now 1.75% per annum. That includes any savings already in your account and any new deposits you make."
Not sure why this is different.
Checking my accounts, that is the HISA rate they're paying me at the moment but the TFSA is down to 1.55% as already stated here.
3:32 pm
May 27, 2016
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leigh said
CTFS just emailed me saying:-"We’ve changed the interest rate applicable to your High Interest Savings Account. Your interest rate is now 1.75% per annum. That includes any savings already in your account and any new deposits you make."
Not sure why this is different.
Checking my accounts, that is the HISA rate they're paying me at the moment but the TFSA is down to 1.55% as already stated here.
If you signed up before last September and had a valid Canadian Tire credit card in good standing, you would have qualified for the VIP program in place at the time which awards an additional 0.20% in bonus interest each month. The VIP program is now long gone, but the bonus entitlement remains.
That's what I qualified for as well, so it's 1.55 + 0.20 = 1.75%
5:46 pm
September 24, 2019
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Wow Leigh and London....good for you!! Nice to see some customer appreciation from a bank. I signed up in December and don't have (or want) a Canadian Tire Credit Card so no deal for me
I'm really glad for you though. Nice to hear some positive stories.
7:39 pm
November 5, 2009
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The CT Triangle Mastercard is actually worth having if you shop much there. It gives you 4% back on practically all store purchases and 5 cents off each litre of gas, plus some other cash back benefits that I don't use.
7:04 am
October 7, 2019
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MG said
@pwr1019, actually Canadian Tire is now at 1.55%
If you have a Canadian Tire Mastercard they give a preferred interest rate which was just lowered from 2% to 1.75%. Since its a no fee MC that includes perks like a free Gold Roadside Assistance membership its worthwhile getting IMHO.
7:19 am
February 16, 2013
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pwr1019 said
If you have a Canadian Tire Mastercard they give a preferred interest rate which was just lowered from 2% to 1.75%.
Thanks for the info. Sounds like a good deal to me, especially if you don't carry a balance!
8:11 am
May 27, 2016
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Let's not be spreading false hope here. The 0.20% HISA bonus interest program is long gone. You had to be enrolled in it by September 30th of 2020, over 6 months ago.
Also, CT credit cards have no annual fee, but it is only the World Elite version of the CT Triangle MasterCard that comes with free Road Side Assistance. To qualify for the World Elite card you need to have a minimum personal income of $80,000, and that's not a CT requirement. The minimum income level is set by MasterCard itself for all World Elite versions of their cards
10:47 am
April 6, 2013
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Another requirement is that World Elite MasterCards need a $15,000 minimum annual spend to keep.
Not sure if that minimum spend from MasterCard Canada is for all the Canadian World Elite cards or just for the no annual fee ones. However, the CT Triangle World Elite card is a no annual fee card.
PC Financial has been applying that minimum spend to their World Elite cards. Rogers Bank has as well. It is likely there will be an announcement from Canadian Tire Bank too this year.
12:11 pm
September 11, 2013
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Took me a while to figure out how to get monthly statements: sign on, choose Account Activity, pick monthly, pick Advanced Options, under Format you'll see the download options. Might save somebody some time.
9:02 pm
September 29, 2017
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Note that the CDN Tire WE Mastercard is no longer being offered, only the basic MC.
1:18 pm
February 1, 2016
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Bill said
Took me a while to figure out how to get monthly statements: sign on, choose Account Activity, pick monthly, pick Advanced Options, under Format you'll see the download options. Might save somebody some time.
Interesting tip Bill. I had been there before but forgot how I got there 
!
I expanded on your tip and found it useful to use the calendar selection to give me a complete printout of my accounts since inception (Sept/20) which was useful to me. YMMV.
Thanks for sharing.
3:46 pm
October 7, 2019
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smayer97 said
Note that the CDN Tire WE Mastercard is no longer being offered, only the basic MC.
Not sure that is true the web-site still has the WE Mastercard option
https://triangle.canadiantire.ca/en/credit-cards/triangle-world-elite-mastercard.html
Norman1 said
Another requirement is that World Elite MasterCards need a $15,000 minimum annual spend to keep. It is likely there will be an announcement from Canadian Tire Bank too this year.
They updated terms and condition just this month and I can confirm there is currently no such requirement. Perhaps it will be announced as you suspect one day in the future.
Still a good no fee card in my books. Not even mentioning the fact I get 1% back paying my kids tuition or my property taxes via their banking app.
7:20 am
May 15, 2007
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Further discussion about paying tax, utility, and insurance bills with Canadian Tire credit cards has been split into a separate thread.
2:31 pm
January 12, 2019
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Norman1 said
gta_905 said
Rate dropped to 1.55% please be aware.Thanks. I think that news deserves its own topic.
And less than two weeks later, CT Bank is HISA 'Leader-Of-The-Pack' Again ❗
What a chuckle ➡ https://www.highinterestsavings.ca/chart/
Note: Neo doesn't have a TFSA.
- Dean
" Live Long, Healthy ... And Prosper! "
3:35 pm
November 20, 2018
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Wouldn't have predicted that honestly, however at this point I guess take what you can get.
3:57 pm
January 12, 2019
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Dean said
And less than two weeks later, CT Bank is HISA 'Leader-Of-The-Pack'
Again ❗
Note: Neo doesn't have a TFSA.
Dean
gta_905 said
Wouldn't have predicted that honestly, however at this point I guess take what you can get.
Yes ... the pickens have become so slim now.
If this trend continues, we'll soon be better off
keeping our money in an old . . .
Sad,
- Dean
" Live Long, Healthy ... And Prosper! "
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