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Email this5:30 am
April 6, 2013
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gta_905 said
Rate dropped to 1.55% please be aware.
Thanks. I think that news deserves its own topic.
6:00 am
December 27, 2020
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Disappointing but I figured the 1.8% wasn't going to last. Oh well, CT still has the best rate in these days of pathetic HIS returns. That 3% for a 5-year GIC we saw last year looks pretty good right about now.
A smart move by CT. Lure in the money with a great rate, then lower it but not too low to prompt folks to pull out.
9:21 am
December 12, 2009
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Norman1 said
gta_905 said
Rate dropped to 1.55% please be aware.Thanks. I think that news deserves its own topic.
Agreed.
5:40 pm
February 1, 2016
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Those of us who were getting 2.0% from previous promo apparently are now earning 1.75%.
6:17 pm
August 10, 2018
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Worth it to consider EQ at 1.5%. Easier transfers.
8:03 pm
January 12, 2018
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Problem with EQ is the deposit limit....none with CT or Tang
11:01 pm
August 28, 2019
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I guess I'm not opening a CT savings account after my Tangerine 1.75% promo expires at the end of June after all...unless EQ and Neo lower their rates significantly by then.
Adam
5:01 am
December 20, 2019
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This is probably the most pathetic banking interface I have ever seen.
I cannot even deposit a cheque, it is basically just for tranfers from other financial institutions.
When I compare it to my motive accounts there is a world of difference. With Motive I have chequing, savings and everything else that goes along with it. Too bad the rate has dropped to 1.25
IF and when CTC is the same rate as motive I am definitely moving back out.
The steady rate of 1% over at motus is also starting to look good if you need a full service operating account.
In total the selections are shrinking fast and the term HISA is becoming obsolete as everyone is creeping to 1% and below.
5:50 am
February 23, 2016
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Drat - just as I'm in the process of opening an account.
6:21 am
December 18, 2018
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Just saw this while checking if my transfer from Tangerine had gone through. Guess it was good while it lasted, still better than most however. Really hard to earn decent interest these days.
12:25 pm
September 11, 2013
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Got a letter from Canadian Tire Bank today, they say they're improving the website soon. I take that to mean they'll be dropping their rates and focusing more on superficialities, marketing, "brand image", etc, maybe like Tangerine has gone.
3:38 pm
January 30, 2009
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Hubble said
Problem with EQ is the deposit limit....none with CT or Tang
Wow, this is really sneaky by EQ and deserves a bump to make others aware. So it says they pay 1.5% but they don’t pay it on the whole amount?
Thanks Hubble!
3:39 pm
January 30, 2009
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Bill said
Got a letter from Canadian Tire Bank today, they say they're improving the website soon. I take that to mean they'll be dropping their rates and focusing more on superficialities, marketing, "brand image", etc, maybe like Tangerine has gone.
Lol! “We are working very hard to find ways to lower our rate for you.”
5:00 pm
September 24, 2019
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James said
Lol! “We are working very hard to find ways to lower our rate for you.”
That was funny
7:17 pm
February 16, 2013
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James said
Wow, this is really sneaky by EQ and deserves a bump to make others aware. So it says they pay 1.5% but they don’t pay it on the whole amount?
That is not quite correct James. The issue is that EQ Bank restricts the size of your account balance. As per their website:
7:21 pm
April 20, 2019
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Thanks for pointing that out MG. I had no idea. (Not that I would exceed cdic limits per account at eq anyway)
9:18 am
January 30, 2009
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MG said
James said
Wow, this is really sneaky by EQ and deserves a bump to make others aware. So it says they pay 1.5% but they don’t pay it on the whole amount?
That is not quite correct James. The issue is that EQ Bank restricts the size of your account balance. As per their website:
Thanks MG, for the correction. So you're saying if I have more than 200k in the account (by means of sign up date, or joint accounts), it will receive the 1.5% since the deposit was not limited by them? This is much less worrisome.
James
10:33 am
February 16, 2013
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James said
So you're saying if I have more than 200k in the account (by means of sign up date, or joint accounts), it will receive the 1.5% since the deposit was not limited by them? This is much less worrisome.
James
You got it James!
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